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87 Pearl, Laguna Niguel, CA, 92677

2beds
2baths
1,018sqft
$590,000
$580price/sqft
$3,979/moest. monthly cost
$159,160/yrincome needed

About This Home

87 Pearl is a 2-story Laguna Niguel condominium built in 1983. The kitchen offers granite and tile countertops, a stainless steel range, a dishwasher, and a tile backsplash for meal preparation. A fireplace anchors the main living area beneath a vaulted ceiling, adding warmth and ambiance, with wood-look flooring running through the connected living and dining spaces. The bedrooms include ceiling fans and a walk-in closet for storage and organization, while the bathrooms provide vanities, a tub and shower combination, and a separate walk-in shower. A balcony extends the outdoor living space, and a carport provides covered parking. Clean interior finishes complete this well-maintained residence with practical amenities throughout every room.. Included 100-Day Home Warranty with buyer activation

Getting Around

50
WalkingSomewhat Walkable
0
TransitVery Limited Transit
41
BikeSomewhat Bikeable

Schools

5/10
8/10
9/10
Dana Hills High SchoolGrades 9-123.6 mi

Construction

Condition

  • Year built: 1983

Type & Style

  • Home type: Condo
  • Property subType: Residential,Condominium

Interior

Appliances

  • Appliances included: Range/Oven
  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Gas
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,018
  • Total interior livable area: 1,018 sqft

Property

Details

  • Parcel number: 93919271
  • Attached to another structure: Yes
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Association
  • Spa features: None
  • Has view: Yes
  • View description: None

Lot

  • Lot size: 1,036 sqft

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Covered spaces: 1
  • Carport spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Landslide
    LandslideModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Landslide
Wildfire

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,983$35,796
Home Insurance *$109$1,308
Property Taxes $489$5,868
Electricity $398$4,786
Total$3,979$47,748
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$136,422/yr
40% on housing$119,370/yr
45% on housing$106,106/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$580This listing

vs Other Active Listings

Avg $/sqft

ZIP 92677$726
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92677$802
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-13Listed for sale$590,000
2026-06-30Sold$544,000
2019-10-28Sold$372,000
2019-09-26Pending sale$380,000
2019-09-09Price change$380,000
2019-08-22Price change$383,900
2019-07-25Price change$386,000
2019-07-06Price change$390,000
2019-06-20Price change$395,000
2019-05-31Price change$399,950
2019-05-04Price change$405,900
2019-04-30Listed for sale$409,950
2019-04-25Pending sale$409,950
2019-04-13Price change$409,950
2019-04-04Price change$415,900
2019-03-26Price change$419,950
2019-03-14Price change$424,950
2019-02-23Listed for sale$429,999
2015-09-04Sold$305,000
2005-12-01Sold$390,000
2004-11-16Sold$355,000

For Sale by Agent

AgentLisa Soltesz
BrokerageOpendoor Brokerage Inc.

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