28181 Montecito Unit 50, Laguna Niguel, CA, 92677
About This Home
Unit #50 Located in the highly desirable Villa Mira community of Laguna Niguel, this upper-level 2-bedroom, 2-bath condo offers an incredible opportunity to enjoy the best of South Orange County living. The community features resort-style amenities including two pools, two spas, a clubhouse, and beautifully maintained grounds with recent exterior improvements. Residents enjoy convenient access to the 5 Freeway and 73 Toll Road, making commuting throughout Orange County simple and convenient. Ideally situated near shopping, dining, entertainment, hiking and biking trails, and just minutes from the coastal destinations of Dana Point and Laguna Beach. Located within the highly regarded Capistrano Unified School District and close to Saddleback College. FHA and VA approved community with no Mello-Roos, making this a fantastic opportunity for both homeowners and investors alike
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1984
Type & Style
- Home type: Townhouse
- Property subType: Townhouse
Interior
Appliances
- Laundry features: Common Area
Bedroom
- Features: All Bedrooms Down
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 1
- Main level bedrooms: 1
Cooling
- Cooling features: Central Air
Features
- All Bedrooms Down
- Fireplace features: None
- Common walls with other units/homes: 1 Common Wall
Interior Area
- Total interior livable area: 826 sqft
Property
Details
- Parcel number: 93919340
- Attached to another structure: Yes
- Special condition: Notice Of Default
Features
- Levels: One
- Stories: 1
- Entry location: 1
- Pool features: Community,Association
- Has view: Yes
- View description: None
Lot
- Lot size: 3.85 Acres
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Earthquake
- Heat Wave
- Landslide
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,033 | $36,396 |
| Home Insurance * | $111 | $1,332 |
| Property Taxes | $491 | $5,892 |
| Electricity | $398 | $4,786 |
| Total | $4,033 | $48,396 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 1988-11-04 | Sold | $115,000 |
View on Zillow