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4862 Tiara Dr APT 204, Huntington Beach, CA, 92649

1beds
1baths
762sqft
$575,000
$755price/sqft
$3,939/moest. monthly cost
$157,560/yrincome needed

About This Home

A Time Machine?!? Well sort of..... as an owner occupant you may be able to assume the sellers amazing interest rate of just 2.65% for his FHA loan balance of approx. $375k, a rare opportunity indeed! (restrictions apply). This corner, penthouse, with HUGE en-suite bedroom is beach close and gated. In addition to the dramatic soaring cathedral ceilings you'll enjoy a courtyard entrance, inside laundry, skylights, a cozy fireplace, a private enclosed garage and with no neighbors above or below you! Featuring newer wood LVP flooring, stainless steel 5 burner gas stove, refrigerator & side by side washer/dryer which are all included. Tiara is located nearly adjacent to the Bolsa Chica wetlands, walking trails, Bolsa Chica State Beach and Huntington Harbour for your SUP Board & Kayaking experience. The community boasts a sparkling pool, relaxing spa, showers, clubhouse, BBQ's and has spectacular lush landscaping, graced with elegant European fountains. Whether as a rental, your first home or a second home at the beach you just can't go wrong.

Getting Around

70
WalkingSomewhat Walkable
32
TransitSome Transit
60
BikeBikeable

Schools

6/10
7/10
9/10
Marina High SchoolGrades 9-121.5 mi

Construction

Condition

  • Property condition: Updated/Remodeled,Turnkey
  • Year built: 1984

Materials

  • Roof: Spanish Tile
  • Construction materials: Stucco,Wood Siding

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary,Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Free-Standing Range,Gas Cooktop,Disposal,Gas Oven,Microwave,Refrigerator,Vented Exhaust Fan,Water To Refrigerator,Water Heater
  • Laundry features: Washer Hookup,Gas Dryer Hookup,Inside,Laundry Closet

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Closet,Dual Sinks,Enclosed Toilet,Granite Counters,Remodeled,Tub Shower,Upgraded

Bedroom

  • Features: All Bedrooms Up

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Beamed Ceilings,Built-in Features,Ceiling Fan(s),Cathedral Ceiling(s),Granite Counters,Open Floorplan,All Bedrooms Up,Primary Suite
  • Door features: Panel Doors
  • Window features: Double Pane Windows,Garden Window(s),Screens,Skylight(s)
  • Flooring: Laminate,Wood
  • Fireplace features: Gas,Living Room
  • Fireplace: Yes
  • Common walls with other units/homes: 1 Common Wall,End Unit,No One Above,No One Below

Heating & Cooling

  • Heating features: Central,Forced Air
  • Cooling features: None

Interior Area

  • Total interior livable area: 762 sqft

Kitchen

  • Features: Granite Counters,Remodeled,Updated Kitchen

Master Bedroom

  • Features: Primary Suite

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 93933124
  • Attached to another structure: Yes
  • Special condition: Standard
  • Exclusions: Tenants personal items

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2
  • Pool features: Community,Fenced,Gunite,Heated,Lap,Association
  • Patio & porch: Front Porch
  • Exterior features: Lighting,Rain Gutters
  • Has spa: Yes
  • Spa features: Association,Community,Gunite,Heated
  • Fencing: None
  • Has view: Yes
  • View description: Neighborhood

Lot

  • Lot size: 2.72 Acres
  • Features: 0-1 Unit/Acre,Corner Lot,Near Public Transit,Walkstreet

Parking

  • Total spaces: 2
  • Parking features: Assigned,Controlled Entrance,Door-Single,Garage,Guest,Gated,Permit Required,Storage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Coastal Flooding
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,907$34,884
Home Insurance *$74$888
Property Taxes $560$6,720
Electricity $398$4,786
Total$3,939$47,268
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$135,051/yr
40% on housing$118,170/yr
45% on housing$105,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$755This listing

vs Other Active Listings

Avg $/sqft

ZIP 92649$745
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92649$920
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$615,000
2026-03-30Listed for sale$624,990
2025-04-02Listing removed$2,900
2025-03-29Price change$2,900
2025-03-20Listed for rent$3,100
2020-09-09Sold$450,000
2020-08-09Pending sale$435,000
2020-08-06Listed for sale$435,000
2016-08-22Sold$336,000
2015-02-05Sold$281,000
2011-12-30Sold$245,000
2002-03-27Sold$195,000
1994-08-05Sold$133,000

For Sale by Agent

AgentPamela Etem
BrokerageThe OC Real Estate

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