




360 Villa Point Dr, Newport Beach, CA, 92660
About This Home
HUD Owned Property: CASE# 048-536442, Sold As-Is without Repairs. HUD Home with Elevated Coastal Living in Villa Point | 360 Villa Point, Newport Beach. Welcome to the highly coveted, gated community of Villa Point, where resort-style living meets the sophistication of Newport Beach. Perfectly positioned just moments from Balboa Island, Fashion Island, world-class beaches, and the Newport Beach Country Club, this exclusive enclave offers privacy, convenience, and an effortless coastal lifestyle. Perched as a private top-floor end unit, this 1-bedroom, 1-bath residence captures natural light and serene views, with a thoughtful open-concept layout designed for both comfort and entertaining. The living and dining areas flow seamlessly together, anchored by a cozy fireplace and framed by large windows and sliding doors that invite the outdoors in. The galley-style kitchen features a functional layout with a breakfast bar overlooking the main living space, creating a connected and social atmosphere ideal for everyday living or hosting guests. A convenient in-unit laundry closet enhances practicality without compromising space. Step outside to your east-facing private balcony, accessible from both the living room and bedroom—perfect for morning coffee or evening relaxation with gentle coastal breezes. The spacious primary suite offers a true retreat, complete with a walk-in closet and a thoughtfully designed en-suite bath featuring a separate vanity area and a private tub/shower and toilet room, providing both comfort and functionality. This light and bright upper-level home also offers peek-a-boo ocean views from the kitchen and dining area, adding a subtle coastal charm. Residents of Villa Point enjoy access to two resort-style pools and spas, a clubhouse, fitness center, and lush tropical landscaping, all set against the backdrop of the adjacent Newport Beach Country Club golf course. Newport Beach living at its best—ideal for executives, professionals, or those seeking a sophisticated coastal getaway. OPEN TO ALL BIDDERS... LISTING HAS ROLLED OVER TO EXTENDED. Bid submission deadline @ 11:59:59 PM CT. daily until sold. IE (Insured Escrow) financing available AND FHA203(k) Eligible! Please make an appointment to view this charming property with a Real Estate Agent or Broker of your choice.
Getting Around
Schools
Construction
Condition
- Year built: 1990
Materials
- Foundation: Slab
- Roof: Spanish Tile
Type & Style
- Home type: Condo
- Architectural style: Mediterranean
- Property subType: Condominium
Interior
Appliances
- Appliances included: Electric Cooktop,Electric Range,Free-Standing Range,Microwave,Refrigerator,Water Heater
- Laundry features: Inside,Laundry Closet,In Kitchen,See Remarks
Bathroom
- Features: Closet,Tub Shower,Vanity
Bedrooms & Bathrooms
- Bedrooms: 1
- Bathrooms: 1
- Full bathrooms: 1
- Main level bathrooms: 1
- Main level bedrooms: 1
Features
- Breakfast Bar,Built-in Features,Balcony,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Open Floorplan,Pantry,See Remarks,Tile Counters,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
- Flooring: Carpet,Laminate,See Remarks
- Fireplace features: Living Room,See Remarks
- Fireplace: Yes
- Common walls with other units/homes: 2+ Common Walls
Heating & Cooling
- Heating features: Heat Pump
- Cooling features: Central Air
Interior Area
- Total interior livable area: 803 sqft
Kitchen
- Features: Tile Counters,Walk-In Pantry
Master Bedroom
- Features: Primary Suite
Other
- Features: Walk-In Closet(s)
Pantry
- Features: Walk-In Pantry
Property
Details
- Parcel number: 93963609
- Attached to another structure: Yes
- Special condition: HUD Owned
Features
- Levels: One
- Stories: 1
- Entry location: 2nd
- Pool features: Community,Heated,Association
- Patio & porch: Covered,Porch
- Has spa: Yes
- Spa features: Association,Community
- Has view: Yes
- View description: Neighborhood
Parking
- Total spaces: 1
- Parking features: Assigned,Garage
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Heat Wave
How This Home’s Risks Compare
FEMA Declared Disasters in Orange County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,904 | $58,848 |
| Home Insurance * | $114 | $1,368 |
| Property Taxes | $998 | $11,976 |
| Electricity | $398 | $4,786 |
| Total | $6,414 | $76,968 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-14 | Pending sale | $873,000 |
| 2026-08-11 | Price change | $873,000 |
| 2026-07-27 | Listed for sale | $970,000 |
| 2026-07-24 | Pending sale | $970,000 |
| 2026-07-14 | Listed for sale | $970,000 |
| 2026-07-10 | Pending sale | $970,000 |
| 2026-06-19 | Listed for sale | $970,000 |
| 2026-01-09 | Sold | $844,867 |
| 2003-08-05 | Sold | $380,000 |
| 2000-02-25 | Sold | $202,000 |
| 1998-10-15 | Sold | $199,000 |
| 1994-04-22 | Sold | $158,000 |
