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360 Villa Point Dr, Newport Beach, CA, 92660

1beds
1baths
803sqft
$970,000
$1,208price/sqft
$6,414/moest. monthly cost
$256,560/yrincome needed

About This Home

HUD Owned Property: CASE# 048-536442, Sold As-Is without Repairs. HUD Home with Elevated Coastal Living in Villa Point | 360 Villa Point, Newport Beach. Welcome to the highly coveted, gated community of Villa Point, where resort-style living meets the sophistication of Newport Beach. Perfectly positioned just moments from Balboa Island, Fashion Island, world-class beaches, and the Newport Beach Country Club, this exclusive enclave offers privacy, convenience, and an effortless coastal lifestyle. Perched as a private top-floor end unit, this 1-bedroom, 1-bath residence captures natural light and serene views, with a thoughtful open-concept layout designed for both comfort and entertaining. The living and dining areas flow seamlessly together, anchored by a cozy fireplace and framed by large windows and sliding doors that invite the outdoors in. The galley-style kitchen features a functional layout with a breakfast bar overlooking the main living space, creating a connected and social atmosphere ideal for everyday living or hosting guests. A convenient in-unit laundry closet enhances practicality without compromising space. Step outside to your east-facing private balcony, accessible from both the living room and bedroom—perfect for morning coffee or evening relaxation with gentle coastal breezes. The spacious primary suite offers a true retreat, complete with a walk-in closet and a thoughtfully designed en-suite bath featuring a separate vanity area and a private tub/shower and toilet room, providing both comfort and functionality. This light and bright upper-level home also offers peek-a-boo ocean views from the kitchen and dining area, adding a subtle coastal charm. Residents of Villa Point enjoy access to two resort-style pools and spas, a clubhouse, fitness center, and lush tropical landscaping, all set against the backdrop of the adjacent Newport Beach Country Club golf course. Newport Beach living at its best—ideal for executives, professionals, or those seeking a sophisticated coastal getaway. OPEN TO ALL BIDDERS... LISTING HAS ROLLED OVER TO EXTENDED. Bid submission deadline @ 11:59:59 PM CT. daily until sold. IE (Insured Escrow) financing available AND FHA203(k) Eligible! Please make an appointment to view this charming property with a Real Estate Agent or Broker of your choice.

Getting Around

56
WalkingSomewhat Walkable
40
TransitSome Transit
63
BikeBikeable

Schools

8/10

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Spanish Tile

Type & Style

  • Home type: Condo
  • Architectural style: Mediterranean
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Electric Cooktop,Electric Range,Free-Standing Range,Microwave,Refrigerator,Water Heater
  • Laundry features: Inside,Laundry Closet,In Kitchen,See Remarks

Bathroom

  • Features: Closet,Tub Shower,Vanity

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Breakfast Bar,Built-in Features,Balcony,Ceiling Fan(s),Cathedral Ceiling(s),High Ceilings,Open Floorplan,Pantry,See Remarks,Tile Counters,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Laminate,See Remarks
  • Fireplace features: Living Room,See Remarks
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 803 sqft

Kitchen

  • Features: Tile Counters,Walk-In Pantry

Master Bedroom

  • Features: Primary Suite

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 93963609
  • Attached to another structure: Yes
  • Special condition: HUD Owned

Features

  • Levels: One
  • Stories: 1
  • Entry location: 2nd
  • Pool features: Community,Heated,Association
  • Patio & porch: Covered,Porch
  • Has spa: Yes
  • Spa features: Association,Community
  • Has view: Yes
  • View description: Neighborhood

Parking

  • Total spaces: 1
  • Parking features: Assigned,Garage
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High
  • Heat Wave
    Heat WaveModerate

How This Home’s Risks Compare

Earthquake
Heat Wave

FEMA Declared Disasters in Orange County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Snowstorm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,904$58,848
Home Insurance *$114$1,368
Property Taxes $998$11,976
Electricity $398$4,786
Total$6,414$76,968
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$219,908/yr
40% on housing$192,420/yr
45% on housing$171,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.6%
8.6%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.7%
0.7%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,208This listing

vs Other Active Listings

Avg $/sqft

ZIP 92660$1,488
Orange County$768

vs Homes Sold Last Month

Median $/sqft

ZIP 92660$1,348
Orange County$707

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$873,000
2026-08-11Price change$873,000
2026-07-27Listed for sale$970,000
2026-07-24Pending sale$970,000
2026-07-14Listed for sale$970,000
2026-07-10Pending sale$970,000
2026-06-19Listed for sale$970,000
2026-01-09Sold$844,867
2003-08-05Sold$380,000
2000-02-25Sold$202,000
1998-10-15Sold$199,000
1994-04-22Sold$158,000

For Sale by Agent

AgentJustin Potier
BrokerageVylla Home, Inc.

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