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1420 D St, Sacramento, CA, 95814

5beds
3baths
1,414sqft
$700,000
$495price/sqft
$4,911/moest. monthly cost
$196,440/yrincome needed

About This Home

Owned by the same family for over 60 years, this 1880 Victorian sits at the heart of Sacramento's historic Mansion Flats, offering a rare chance to restore one of downtown's true architectural gems. Currently operated as an income producing room rental with month to month tenants, the home offers built in flexibility: continue the existing use for immediate cash flow, convert it back to a single family residence, or explore other possibilities. Full bathrooms on both levels, high ceilings, and generously scaled rooms bathed in natural light round out an interior full of warmth and character. Beyond the house itself, the lot is exceptional. It is deep and gated, with rear access off Democracy Alley and an extra wide gate suited to off street parking, RV storage, or future development (buyers should verify ADU potential with the City of Sacramento). The location speaks for itself: minutes from the State Capitol, DOCO, Golden 1 Center, and Old Sacramento, with easy freeway, light rail, and bike trail access, all within one of the city's most storied historic districts. Seller to replace roof prior to close of escrow. Buyer to verify square footage, room count, permits, intended use, and development potential to their satisfaction.

Getting Around

91
WalkingWalker's Paradise
60
TransitGood Transit
100
BikeBiker's Paradise

Schools

4/10
Washington ElementaryGrades K-60.2 mi
7/10
Miwok MiddleGrades 7-81.3 mi
6/10

Construction

Condition

  • Year built: 1880

Materials

  • Foundation: Raised
  • Roof: Composition,See Remarks
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Victorian
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,See Remarks,Dryer,Washer
  • Laundry features: Laundry Room,In Basement

Basement

  • Has basement: Yes
  • Basement: Laundry

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Carpet,Linoleum,Vinyl

Heating & Cooling

  • Heating features: Fireplace(s),Heat Pump,Wall Furnace
  • Cooling features: Evaporative Cooling,Heat Pump

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,414 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Tile Counters

Property

Details

  • Parcel number: 00201250110000
  • Zoning: R-3A
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 6,534 sqft
  • Features: Shape Regular,See Remarks

Parking

  • Parking features: No Garage,RV Possible,Enclosed,Uncovered Parking Space,Uncovered Parking Spaces 2+,See Remarks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,539$42,468
Home Insurance *$124$1,488
Property Taxes $850$10,200
Electricity $398$4,786
Total$4,911$58,932
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$168,377/yr
40% on housing$147,330/yr
45% on housing$130,960/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$495This listing

vs Other Active Listings

Avg $/sqft

ZIP 95814$339
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95814$419
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-30Listed for sale$700,000
2010-01-07Listing removed$325,000
2009-07-29Listed for sale$325,000

For Sale by Agent

AgentCarmen Mayer
BrokerageReal Broker Technologies

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