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1519 32nd St, Sacramento, CA, 95816

2beds
1baths
910sqft
$499,000
$548price/sqft
$3,570/moest. monthly cost
$142,800/yrincome needed

About This Home

This delightful two bedroom, one bath cottage offers classic East Sacramento charm with modern convenience. A welcoming front porch leads into a spacious living room, an inviting kitchen, and two generously sized bedrooms. The owner has updated the water lines to copper and the electrical. If convenience is what you're after, this location is hard to beat. You'll be just minutes from the freeway, local dining, beautiful parks, and plenty of entertainment options-everything you need right at your fingertips.

Getting Around

91
WalkingWalker's Paradise
51
TransitGood Transit
99
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-80.5 mi
3/10

Construction

Condition

  • Year built: 1926

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Metal Siding,Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Room,Formal Area

Features

  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Wall Unit(s),Window Unit(s)

Interior Area

  • Total interior livable area: 910 sqft

Kitchen

  • Features: Breakfast Area,Tile Counters

Property

Details

  • Parcel number: 00702920180000
  • Zoning description: R1
  • Special condition: Trust

Features

  • Fencing: Back Yard

Lot

  • Lot size: 3,049 sqft
  • Features: Curb(s)/Gutter(s),Landscape Back,Landscape Front

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$107$1,284
Property Taxes $542$6,504
Electricity $398$4,786
Total$3,570$42,840
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$122,400/yr
40% on housing$107,100/yr
45% on housing$95,200/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$548This listing

vs Other Active Listings

Avg $/sqft

ZIP 95816$391
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95816$512
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Listed for sale$499,000
1998-05-01Sold$73,000

For Sale by Agent

AgentRick Hammill
BrokerageRE/MAX Gold Sierra Oaks

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