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857 38th St, Sacramento, CA, 95816

2beds
1baths
992sqft
$625,000
$630price/sqft
$4,510/moest. monthly cost
$180,400/yrincome needed

About This Home

Classic East Sacramento bungalow with timeless charm and thoughtful updates throughout. Fresh exterior paint and new gorgeous luxury vinyl plank flooring create a move-in ready experience while maintaining the warmth and character that make this location so desirable. A bright sunroom offers the perfect flex space for a home office, reading nook, or morning coffee, while the detached single-car garage and quaint backyard provide convenience and outdoor enjoyment. Whether hosting friends or unwinding on a warm summer evening, the backyard offers a peaceful retreat in the heart of the city. Perfectly positioned among East Sacramento's tree-lined streets, neighborhood favorites, parks, and local dining, this home offers the lifestyle that continues to make East Sac one of Sacramento's most sought-after neighborhoods.

Getting Around

83
WalkingVery Walkable
35
TransitSome Transit
90
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-80.5 mi
3/10

Construction

Condition

  • Year built: 1936

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Water Heater,Washer/Dryer Stacked Included

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 992 sqft

Kitchen

  • Features: Other Counter

Property

Details

  • Parcel number: 00800320350000
  • Zoning: R1
  • Special condition: Offer As Is,Standard

Lot

  • Lot size: 4,081 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,160$37,920
Home Insurance *$134$1,608
Property Taxes $818$9,816
Electricity $398$4,786
Total$4,510$54,120
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$154,628/yr
40% on housing$135,300/yr
45% on housing$120,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$630This listing

vs Other Active Listings

Avg $/sqft

ZIP 95816$389
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95816$512
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-05Price change$605,000
2026-07-28Price change$625,000
2026-07-20Price change$630,000
2026-06-18Listed for sale$635,000

For Sale by Agent

AgentAngelica Alfred
BrokerageHouse Real Estate

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