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1034 X St, Sacramento, CA, 95818

2beds
1baths
963sqft
$449,900
$467price/sqft
$3,472/moest. monthly cost
$138,880/yrincome needed

About This Home

Move-in ready with brand-new updates ! This home features an updates kitchen, new bathrooms, new flooring. While thoughtfully designed for everyday living, this home offers modern updates and excellent value without the need for additional work. Affordably priced and offering great value, this property is an ideal opportunity for first-time homebuyers or investors seeking a move-in ready home with rental potential. Conveniently located near Downtown Sacramento, shopping, dining, parks, and major freeways, this home combines comfort, convenience, and accessibility. Whether you are looking for your first home or a turnkey investment property, this updated Sacramento home is a wonderful opportunity to make your own.

Getting Around

89
WalkingVery Walkable
52
TransitGood Transit
94
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-82.0 mi
6/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1919

Materials

  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Other
  • Property subType: Residential,Single Family Residence

Interior

Appliances

  • Laundry features: Hookups Only

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate
  • Number of fireplaces: 1
  • Fireplace features: None
  • Fireplace: Yes

Heating & Cooling

  • Heating features: None
  • Cooling features: Wall/Window Unit(s)

Interior Area

  • Total structure area: 963
  • Total interior livable area: 963 sqft

Kitchen

  • Features: Other

Property

Details

  • Parcel number: 00902430090000
  • Special condition: Offer As Is
  • Other equipment: None

Features

  • Levels: One
  • Stories: 1
  • Pool features: None

Lot

  • Lot size: 3,484 sqft
  • Features: Level,Back Yard,Front Yard

Parking

  • Total spaces: 2
  • Parking features: Carport
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Carport: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,274$27,288
Home Insurance *$98$1,176
Property Taxes $702$8,424
Electricity $398$4,786
Total$3,472$41,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,040/yr
40% on housing$104,160/yr
45% on housing$92,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 95818$391
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95818$476
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$449,900
2026-07-07Sold$315,000

For Sale by Agent

AgentJia Liu
BrokerageBq Group

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