2737 Essex St, Saint Charles, MO, 63301
About This Home
This 3-bedroom, 2-bathroom home perfectly blends modern, turnkey comfort with incredible long-term potential. The main layout features a beautifully updated kitchen equipped with sleek granite countertops and stainless steel appliances, creating a highly functional and stylish space for cooking and daily life. The spacious primary bedroom serves as a comfortable retreat, complete with a large walk-in closet for excellent storage. Downstairs, a full unfinished basement provides a rare blank canvas, offering endless potential for future expansion, a home gym, or massive additional storage. The living space extends seamlessly outdoors to a fully fenced-in backyard, providing a private and secure oasis for pets, play, and outdoor activities.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1966
Materials
- Foundation: Slab
- Roof: Composition,Shingle
- Construction materials: Brick,Vinyl Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Range,Range Hood,Refrigerator
- Laundry features: Other
Basement
- Has basement: Yes
- Basement: Unfinished
Bedroom2
- Level: Main
- Area: 110
- Dimensions: 10x11
Bedroom3
- Level: Main
- Area: 100
- Dimensions: 10x10
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
- Main level bathrooms: 2
- Main level bedrooms: 3
Features
- Ceiling Fan(s),Eat-in Kitchen,Smart Thermostat,Walk-In Closet(s)
- Flooring: Laminate,Vinyl
- Finished area below ground: 0
- Finished area above ground: 1,116
Heating & Cooling
- Heating features: Natural Gas
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,116
- Total interior livable area: 1,116 sqft
Primary Bedroom
- Level: Main
- Area: 156
- Dimensions: 12x13
Property
Details
- Parcel number: 600054497000881.0000000
- Special condition: Standard
Features
- Levels: One
- Patio & porch: Covered,Patio,Porch
- Exterior features: Rain Gutters
- Fencing: Back Yard
Lot
- Lot size: 8,916 sqft
- Features: Corner Lot
- Lot size dimensions: 61 x 19 x 104 x 77 x 114
Parking
- Total spaces: 1
- Parking features: Attached Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Hail
- Heat Wave
- Inland Flooding
- Lightning
- Strong Wind
- Tornado
- Winter Weather
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters Across Missouri Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,415 | $16,980 |
| Home Insurance * | $162 | $1,944 |
| Property Taxes | $247 | $2,964 |
| Electricity | $141 | $1,693 |
| Total | $1,965 | $23,580 |
Income You'd Need if You Spent...
Missouri FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-13 | Price change | $279,900 |
| 2026-05-26 | Listed for sale | $289,900 |
| 2022-02-26 | Listing removed | -- |
| 2022-02-11 | Price change | $1,595 |
| 2022-01-14 | Listed for rent | $1,625 |
| 2021-10-25 | Sold | -- |
| 2021-10-02 | Pending sale | $185,000 |
| 2021-10-01 | Listed for sale | $185,000 |
| 2007-05-01 | Sold | -- |
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