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3140 S St, Sacramento, CA, 95816

3beds
2baths
1,127sqft
$949,900
$843price/sqft
$6,332/moest. monthly cost
$253,280/yrincome needed

About This Home

Rare Midtown opportunity! TWO HOMES on one lot in one of Sacramento's most sought-after neighborhoods. 3140 and 3144 S Street, Each residence offers its own private entry, separate entries and classic Midtown character. Perfect for multi-generational living, owner-occupy +rental income, or long-term investment. Ideally located near UC Davis Med Center,Mercy General and Sutter Medical Hospitals. Midtown dining, coffee shops, and light rail. 3140 S Street Home is a 3 bedroom/ 2 bath recently remodeled with permits. New European cabinets, New Quartz counters and stainless steel appliances, Indoor laundry area, New modern Bathrooms, Contemporary Floor to ceiling fireplace, New texture and sheetrock, New plumbing, New Electric panel and wiring, New flooring, New Interior Paint, New stucco, LED and water conserving fixtures along with Higher efficiency NEW HVAC and tankless water heater. Tenant Occupied. 3144 S Street is 2 Bed/ 2 Bath, 1 Car garage, Newly constructed home with owned solar and EV capable, Features include Upgraded Kitchen appliances,quartz counters,high efficiency HVAC, Sep. electric meter,energy efficient and water conserving fixtures,spacious bedrooms/bathrooms, Sep. New concrete driveway to garage. A versatile property combining urban convenience. Don't miss this unique Midtown gem

Getting Around

86
WalkingVery Walkable
52
TransitGood Transit
97
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-80.8 mi
3/10

Construction

Condition

  • Year built: 1940

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Multi Family,Single Family Residence

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Microwave
  • Laundry features: Laundry Closet,Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate,Tile,Wood

Heating & Cooling

  • Heating features: Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,127 sqft

Kitchen

  • Features: Stone Counters

Property

Details

  • Parcel number: 01000640060000
  • Zoning description: R-1-SP
  • Special condition: Standard

Lot

  • Lot size: 3,920 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,See Remarks,Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,803$57,636
Home Insurance *$204$2,448
Property Taxes $927$11,124
Electricity $398$4,786
Total$6,332$75,984
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$217,097/yr
40% on housing$189,960/yr
45% on housing$168,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$843This listing

vs Other Active Listings

Avg $/sqft

ZIP 95816$384
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95816$512
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$974,900
2026-05-04Listing removed$999,900
2026-04-01Listed for sale$999,900
2026-03-30Listing removed$999,900
2026-02-04Listed for sale$999,900
2026-01-19Listing removed$999,900
2026-01-11Contingent$999,900
2025-11-04Listed for sale$999,900
2025-09-11Listing removed$3,000
2025-08-27Listed for rent$3,000

For Sale by Agent

AgentTanya Bridges
Brokerage1st Choice Realty & Associates

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