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2422 U St, Sacramento, CA, 95818

2beds
2baths
2,209sqft
$715,000
$324price/sqft
$4,943/moest. monthly cost
$197,720/yrincome needed

About This Home

Welcome to 2422 U Street, a beautiful Midtown Sacramento residence filled with historic character, natural light, and thoughtful updates. The main level offers a warm and inviting layout with bright living spaces, high ceilings, classic architectural details, and comfortable areas for everyday living and entertaining. The finished lower level adds valuable flexibility, featuring a separate exterior entrance, full bathroom, kitchenette area, additional finished rooms, and an independent mini-split system. This versatile area offers a variety of possibilities for a home office, recreation room, creative studio, or additional flex space. Ideally located near Midtown cafes, restaurants, parks, shopping, and convenient freeway access, 2422 U Street blends historic neighborhood charm with modern comfort and versatility.

Getting Around

86
WalkingVery Walkable
56
TransitGood Transit
98
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-81.1 mi
6/10

Construction

Condition

  • Year built: 1910

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Dryer,Washer
  • Laundry features: In Basement

Basement

  • Has basement: Yes
  • Basement: Laundry

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Skylight(s),Space in Kitchen,Formal Area

Features

  • Window features: Skylight(s)
  • Flooring: Luxury Vinyl Plank

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,209 sqft

Kitchen

  • Features: Breakfast Area,Skylight(s)

Property

Details

  • Parcel number: 01001120090000
  • Zoning: R-1B
  • Special condition: Standard

Features

  • Fencing: Back Yard

Lot

  • Lot size: 3,249 sqft
  • Features: Auto Sprinkler F&R,Landscape Back

Parking

  • Parking features: No Garage,Level Driveway/Sidewalks

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,615$43,380
Home Insurance *$156$1,872
Property Taxes $699$8,388
Electricity $473$5,684
Total$4,943$59,316
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$169,474/yr
40% on housing$148,290/yr
45% on housing$131,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 95818$390
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95818$476
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-02Listed for sale$715,000
2019-08-02Sold$578,000
2019-07-10Pending sale$585,000
2019-06-06Price change$585,000
2019-05-16Listed for sale$595,000
2019-04-13Pending sale$595,000
2019-04-04Price change$595,000
2019-03-20Pending sale$585,000
2019-03-14Listed for sale$585,000

For Sale by Agent

AgentAngela Martin
BrokerageAngela Martin, Broker

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