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2010 X St, Sacramento, CA, 95818

2beds
1baths
1,069sqft
$458,000
$428price/sqft
$3,271/moest. monthly cost
$130,840/yrincome needed

About This Home

This 2-bedroom, 1-bath home offers nearly 1,100 sq ft of cozy, light-filled living space. A welcoming front porch sets the tone for the vintage charm found throughout, from classic architectural details to warm, inviting interiors. Freshly painted inside and out, the home feels crisp, clean, and move-in ready. New landscaping enhances the curb appeal, creating a lovely outdoor space to relax or entertain. Ideally located near Midtown, Downtown, the Tower District, and Curtis Park, you'll enjoy quick access to top restaurants, shopping, parks, and freeways. A rare blend of historic charm and unbeatable convenience-don't miss this Sacramento gem!

Getting Around

88
WalkingVery Walkable
54
TransitGood Transit
99
BikeBiker's Paradise

Schools

9/10
7/10
Miwok MiddleGrades 7-81.5 mi
6/10

Construction

Condition

  • Property condition: Existing
  • Year built: 1923

Materials

  • Foundation: Raised
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Carpet,Laminate
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,069
  • Total interior livable area: 1,069 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 0100216003000
  • Special condition: Standard
  • Other equipment: None

Features

  • Levels: One Story
  • Stories: 1
  • Pool features: None
  • Exterior features: Back Yard

Lot

  • Lot size: 3,049 sqft
  • Features: Street Light(s)

Parking

  • Total spaces: 1
  • Parking features: Garage Faces Front,Uncovered Park Spaces 2+
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeRelatively High

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,315$27,780
Home Insurance *$99$1,188
Property Taxes $459$5,508
Electricity $398$4,786
Total$3,271$39,252
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$112,148/yr
40% on housing$98,130/yr
45% on housing$87,226/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$428This listing

vs Other Active Listings

Avg $/sqft

ZIP 95818$391
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95818$476
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$448,000
2026-07-30Price change$458,000
2026-07-18Listed for sale$475,000
2026-07-02Sold$407,500
2024-06-04Listing removed--
2024-05-20Listed for rent$1,950
2020-04-10Sold$385,000
2020-03-12Pending sale$388,800
2020-03-03Price change$388,800
2020-01-21Price change$375,000
2019-11-16Listed for sale$388,800
2009-09-05Listing removed$305,000
2009-06-05Listed for sale$305,000
1996-08-16Sold$240,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHOMECOIN.COM

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