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3033 Saint Babette Ln, Saint Charles, MO, 63301

3beds
2baths
1,388sqft
$260,000
$187price/sqft
$1,835/moest. monthly cost
$73,400/yrincome needed

About This Home

Beautifully updated and move-in ready, this inviting ranch blends modern updates with comfortable living. The bright kitchen showcases stylish gray shaker cabinetry, updated countertops, tile backsplash, and newer appliances, opening to a welcoming livingroom. Three main-floor bedrooms, hardwood flooring, and an updated bath provide comfortable everyday living, while the finished lower level expands your options with a spacious family room, second full bath, and flexible bonus room ideal for a home office, gym, or hobby space. Outside, enjoy a large fenced backyard shaded by mature trees with plenty of room for entertaining, relaxing, or play. An attached garage, generous driveway parking, and a convenient location near schools, parks, shopping, and dining make this home one you won't want to miss.

Getting Around

12
WalkingCar-Dependent
0
TransitVery Limited Transit
7
BikeSomewhat Bikeable

Schools

7/10
Monroe Elementary SchoolGrades K-40.8 mi
8/10
Hardin Middle SchoolGrades 7-82.8 mi
6/10

Construction

Condition

  • Year built: 1970

Materials

  • Construction materials: Frame,Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Full,Sleeping Area

Bathroom3

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 108
  • Dimensions: 12x9

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 1
  • Main level bedrooms: 3

Bonus Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 189
  • Dimensions: 21x9

Family Room

  • Features: Floor Covering: Carpeting
  • Level: Lower
  • Area: 230
  • Dimensions: 23x10

Features

  • Finished area above ground: 888

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,388
  • Total interior livable area: 1,388 sqft

Kitchen

  • Features: Floor Covering: Ceramic Tile
  • Level: Main
  • Area: 140
  • Dimensions: 14x10

Living Room

  • Features: Floor Covering: Laminate
  • Level: Main
  • Area: 195
  • Dimensions: 15x13

Primary Bathroom

  • Features: Floor Covering: Wood
  • Level: Main
  • Area: 130
  • Dimensions: 13x10

Property

Details

  • Parcel number: 600054553001113.0000000
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 8,319 sqft
  • Features: Back Yard,Level

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Heat Wave
    Heat WaveRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Winter Weather
    Winter WeatherRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Cold Wave
Hail
Heat Wave
Inland Flooding
Lightning
Strong Wind
Tornado
Winter Weather
Earthquake

FEMA Declared Disasters Across Missouri Counties

Flood

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,314$15,768
Home Insurance *$151$1,812
Property Taxes $229$2,748
Electricity $141$1,693
Total$1,835$22,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$62,914/yr
40% on housing$55,050/yr
45% on housing$48,933/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 10.3%
10.3%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$187This listing

vs Other Active Listings

Avg $/sqft

ZIP 63301$187
St. Charles County$201

vs Homes Sold Last Month

Median $/sqft

ZIP 63301$195
St. Charles County$182

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-12Price change$255,000
2026-07-29Price change$260,000
2026-07-21Price change$270,000
2026-07-13Listed for sale$275,000
2026-07-07Contingent$275,000
2026-06-29Price change$275,000
2026-06-15Listed for sale$280,000
2021-06-28Sold--
2021-06-12Pending sale$165,000
2021-04-22Contingent$165,000
2021-04-13Listed for sale$165,000
2016-12-02Sold--
2016-11-12Listed for sale--
2016-09-23Listing removed$135,000
2016-09-08Price change$135,000
2016-07-25Price change$137,000
2016-06-30Listed for sale$139,900
2010-06-23Sold--
2010-04-24Price change$124,900
2010-04-18Listed for sale$126,900

For Sale by Agent

AgentBob C Henson
BrokerageColdwell Banker Realty - Gundaker

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