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3321 35th St, Sacramento, CA, 95817

2beds
1baths
979sqft
$399,000
$408price/sqft
$2,915/moest. monthly cost
$116,600/yrincome needed

About This Home

Welcome to this well-maintained and lovingly cared-for 2-bedroom, 1-bathroom Oak Park bungalow, offering 979 square feet of classic charm and comfortable living. Tucked away on a quiet, tree-lined street that connects to an alley at one end but is not a through street, the home enjoys a peaceful neighborhood setting with minimal traffic. Step inside to the inviting family room, with the dining area just beyond in an open-concept layout that makes the home feel spacious and connected. Be sure to take a look at the original built-in cabinet in the dining areaa beautiful piece of the home's character and history. The recently updated kitchen offers plenty of storage and workspace and comes complete with the included appliances. A separate laundry room adds convenience and includes a washer and dryer and pantry area. The recently updated Jack-and-Jill-style bathroom features attractive tile flooring and thoughtful updates while maintaining the home's bungalow character. Out back, you'll find a quiet and private backyard with plenty of potential to create your own outdoor retreat. The property backs directly to a local church, meaning there are no neighboring homes immediately behind the propertyan uncommon feature that provides a wonderful sense of privacy and openness. The location is hard to beat. Enjoy an easy walk to McClatchy Park and the restaurants, coffee shops, and local businesses of the Downtown Oak Park core. The home is also conveniently situated between McGeorge School of Law and UC Davis Medical Center/Aggie Square, with Downtown Sacramento just a five-minute drive away. A charming home, a peaceful setting, a private backyard, and one of Sacramento's most vibrant neighborhoods - this Oak Park bungalow offers a wonderful combination of character, comfort, and convenience.

Getting Around

77
WalkingVery Walkable
40
TransitSome Transit
92
BikeBiker's Paradise

Schools

7/10
4/10
California Middle SchoolGrades 7-81.6 mi
3/10

Construction

Condition

  • Year built: 1920

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Dishwasher,Microwave,Free-Standing Gas Oven,Dryer,Washer

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 979 sqft

Kitchen

  • Features: Quartz Counter

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 01303410500000
  • Zoning: R-1
  • Special condition: Offer As Is,Standard,Other

Features

  • Fencing: Back Yard

Lot

  • Lot size: 3,920 sqft
  • Features: Curb(s)/Gutter(s)

Parking

  • Parking features: No Garage

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$108$1,296
Property Taxes $392$4,704
Electricity $398$4,786
Total$2,915$34,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,942/yr
40% on housing$87,450/yr
45% on housing$77,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$408This listing

vs Other Active Listings

Avg $/sqft

ZIP 95817$338
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95817$358
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Listed for sale$399,000
2026-08-07Listing removed$399,000
2026-07-27Price change$399,000
2026-07-01Listed for sale$415,000
2019-03-20Sold$285,000
2019-02-05Pending sale$289,000
2018-12-01Listed for sale$289,000
2018-11-30Pending sale$289,000
2018-11-16Listed for sale$289,000
2018-01-08Sold$173,500
2017-11-30Pending sale$179,900
2017-11-15Price change$179,900
2017-08-31Price change$199,900
2017-08-25Listed for sale$210,000

For Sale by Agent

AgentDenny McCarthy
BrokerageGrounded R.E.

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