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3401 12th Ave, Sacramento, CA, 95817

2beds
1baths
1,076sqft
$374,900
$348price/sqft
$2,814/moest. monthly cost
$112,560/yrincome needed

About This Home

Welcome to 3401 12th Ave, a beautifully upgraded home perfectly situated in a highly convenient location. This charming residence offers a blend of modern comfort and stylish finishes, making it an ideal place to call home. Step inside to discover luxury vinyl plank flooring throughout, complemented by a fresh coat of interior paint that brightens the space. The home features a state-of-the-art mini split HVAC system and dual-pane windows, ensuring energy efficiency and year-round comfort. Cozy up by the wood-burning fireplace on cool evenings, and enjoy the updated lighting throughout with sleek can lights that enhance the ambiance. The kitchen has been thoughtfully remodeled, showcasing modern updates and functional design. The bathroom has been refreshed with a new vanity, paint, and flooring, adding to the home's overall appeal. Outside, the back garage presents exciting potential for an Accessory Dwelling Unit (ADU), offering additional space for guests, rental income, or a private retreat. An affordable single family home that is turn key is rare.

Getting Around

77
WalkingVery Walkable
40
TransitSome Transit
75
BikeVery Bikeable

Schools

7/10
4/10
California Middle SchoolGrades 7-81.6 mi
3/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Raised,Concrete
  • Roof: Shingle,Composition
  • Construction materials: Concrete,Wood,Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: A-Frame
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Vinyl,See Remarks
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Ductless,Fireplace(s)
  • Cooling features: Wall Unit(s),Ductless,Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,076 sqft

Kitchen

  • Features: Laminate Counters

Property

Details

  • Parcel number: 01303930180000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Chain Link,Wood

Lot

  • Lot size: 4,791 sqft
  • Features: Corner Lot

Parking

  • Total spaces: 2
  • Parking features: RV Access/Parking,Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,895$22,740
Home Insurance *$102$1,224
Property Taxes $419$5,028
Electricity $398$4,786
Total$2,814$33,768
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$96,480/yr
40% on housing$84,420/yr
45% on housing$75,040/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$348This listing

vs Other Active Listings

Avg $/sqft

ZIP 95817$338
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95817$358
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-24Listed for sale$374,900
2026-03-28Listing removed$1,800
2026-03-07Listing removed$380,000
2026-03-07Listed for rent$1,800
2025-11-21Price change$380,000
2025-10-08Listed for sale$420,000
2002-11-20Sold$90,000
2002-03-25Sold$58,500
2000-03-29Sold$56,541

For Sale by Agent

AgentKenny Monceaux
BrokerageWaterman Real Estate

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