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3465 38th St, Sacramento, CA, 95817

2beds
1baths
988sqft
$369,900
$374price/sqft
$2,765/moest. monthly cost
$110,600/yrincome needed

About This Home

Welcome to this charming 1923 single-family home in the heart of Sacramento. Full of character and timeless appeal, this inviting residence offers 988 square feet of comfortable living space with 1 bathroom, all situated on a 3,485-square-foot lot. Blending classic architectural details with a warm, cozy atmosphere, this traditional design creates a welcoming space that's easy to make your own. Conveniently located on 38th Street, you'll enjoy easy access to local shopping, dining, parks, schools, and other Sacramento amenities. Whether you're looking for a place to call home or an investment in one of the city's established neighborhoods, this property offers a wonderful opportunity. Don't miss your chance to own a piece of Sacramento's history while enjoying the comfort and convenience of a well-located home with enduring character.

Getting Around

73
WalkingVery Walkable
39
TransitSome Transit
81
BikeVery Bikeable

Schools

4/10
California Middle SchoolGrades 7-81.7 mi
3/10

Construction

Condition

  • Year built: 1923

Materials

  • Foundation: Concrete
  • Roof: Composition
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Plumbed,Gas Water Heater,Dishwasher,Disposal,Microwave,Dryer
  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Wood

Heating & Cooling

  • Heating features: Wall Furnace
  • Cooling features: Window Unit(s)

Interior Area

  • Total structure area: 0
  • Total interior livable area: 988 sqft

Kitchen

  • Features: Butcher Block Counters

Property

Details

  • Parcel number: 01304030380000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Fencing: Fenced

Lot

  • Lot size: 3,484 sqft
  • Features: Auto Sprinkler F&R

Parking

  • Total spaces: 2
  • Parking features: Uncovered Parking Spaces 2+
  • Has uncovered spaces: Yes
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,870$22,440
Home Insurance *$100$1,200
Property Taxes $397$4,764
Electricity $398$4,786
Total$2,765$33,180
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$94,800/yr
40% on housing$82,950/yr
45% on housing$73,733/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$374This listing

vs Other Active Listings

Avg $/sqft

ZIP 95817$338
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95817$358
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-01Listed for sale$369,900
2026-02-23Listing removed$369,900
2026-02-06Price change$369,900
2026-01-13Listed for sale$379,900
2025-12-18Pending sale$379,900
2025-12-18Listing removed$379,900
2025-12-14Pending sale$379,900
2025-11-21Listed for sale$379,900
2019-05-31Listing removed$289,900
2019-05-06Pending sale$289,900
2019-04-20Listed for sale$289,900
2019-04-05Pending sale$289,900
2019-03-30Listed for sale$289,900
2019-01-25Listing removed$269,000
2018-12-06Listed for sale$269,000
2007-05-31Sold$130,000
2006-04-24Sold$185,066
2006-03-06Sold$7,500
2000-08-17Sold$2,000

For Sale by Agent

AgentBrian Dombroski
BrokerageDombroski Realty

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