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3621 43rd St, Sacramento, CA, 95817

2beds
1baths
816sqft
$395,000
$484price/sqft
$2,897/moest. monthly cost
$115,880/yrincome needed

About This Home

Welcome to this charming single-story home, perfect as a starter or investment property! Featuring 2 bedrooms and one full bath, this move in ready home offers comfort, style, and functionality. Inside, you'll find fresh paint throughout, sleek laminate flooring, and a modern hybrid HVAC system installed in 2023 for a year round efficiency. The front yard includes an electric gate, adding both privacy and convenience. Step into the huge backyard-an open canvas for your dream outdoor space. Whether you're planning to add a pool, host weekend BBQs, grow your own garden, or plant colorful flowers, there's plenty of room to bring your vision to life. Plus, there's outside access to a basement, offering extra storage or potential workspace. Also includes room for multiple car parking space and RV parking storage. Don't miss your chance to turn this cozy house into your forever home-or your favorite hangout spot. Schedule your showing today!

Getting Around

70
WalkingVery Walkable
39
TransitSome Transit
66
BikeBikeable

Schools

Construction

Condition

  • Year built: 1921

Materials

  • Foundation: Pillar/Post/Pier
  • Roof: Shingle
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Range Hood,Microwave,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Laundry Room,Hookups Only,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Room

Features

  • Flooring: Tile,Vinyl,Wood

Heating & Cooling

  • Heating features: Central,Natural Gas,Other
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 816 sqft

Kitchen

  • Features: Granite Counters,Stone Counters

Master Bedroom

  • Features: Closet

Property

Accessibility

  • Accessibility features: Other

Details

  • Parcel number: 01402490150000
  • Zoning description: R-1
  • Special condition: Standard

Features

  • Fencing: Back Yard,Metal,Wood,Fenced,Front Yard,Gated Driveway/Sidewalks

Lot

  • Lot size: 6,534 sqft
  • Features: Shape Regular

Parking

  • Parking features: No Garage,RV Access/Parking,RV Storage,Uncovered Parking Spaces 2+,Gated
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,997$23,964
Home Insurance *$107$1,284
Property Taxes $395$4,740
Electricity $398$4,786
Total$2,897$34,764
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,325/yr
40% on housing$86,910/yr
45% on housing$77,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$484This listing

vs Other Active Listings

Avg $/sqft

ZIP 95817$338
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95817$358
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-12Price change$395,000
2026-02-28Listed for sale$419,000
2026-02-11Listing removed$419,000
2025-08-08Price change$419,000
2025-08-07Price change$420,000
2025-06-18Listed for sale$435,000
2023-08-21Sold$350,000
2023-07-19Pending sale$329,900
2023-07-14Listed for sale$329,900
2011-04-25Sold$81,000
2011-03-26Price change$80,750
2010-12-29Price change$84,900
2010-11-29Listed for sale$80,750
2009-10-05Sold$44,000
2009-07-24Sold$117,711
2007-11-20Sold$135,000
2007-04-11Sold$198,000

For Sale by Agent

AgentMaria Rodriguez
BrokerageRealty World - Camelot Winters, Inc.

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