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4408 12th Ave, Sacramento, CA, 95820

2beds
1baths
968sqft
$399,000
$412price/sqft
$2,913/moest. monthly cost
$116,520/yrincome needed

About This Home

Move-in ready and beautifully updated throughout, this charming 2-bedroom, 1-bath home has been meticulously maintained and truly shines! Modern kitchen features Shaker-style cabinetry, quartz countertops, pot-filler, stainless steel appliances, and cozy breakfast nook. Formal dining room with built-in's that enhances its charm. Updated bathroom offers granite countertops, a walk-in shower, built-in linen closet, and access from both the hall and primary bedroom. The backyard features a covered patio perfect for relaxing or entertaining. Enjoy a variety of fruit trees, including peach, nectarine, orange, and lemon. Additional highlights include an extra-long driveway with covered parking, single-car garage with an attached workshop or storage room, and gated access for enhanced privacy. Fresh interior and exterior paint, new sod, recessed lighting, indoor laundry and tile flooring throughout.

Getting Around

70
WalkingSomewhat Walkable
40
TransitSome Transit
66
BikeBikeable

Schools

5/10
Tahoe Elementary SchoolGrades K-61.1 mi
4/10
3/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Dishwasher,Disposal,Microwave,Free-Standing Gas Oven
  • Laundry features: Gas Dryer Hookup,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Formal Room

Features

  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 968 sqft

Kitchen

  • Features: Breakfast Area,Quartz Counter

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 01402830030000
  • Zoning description: R-1
  • Special condition: Standard

Lot

  • Lot size: 4,356 sqft
  • Features: Other

Parking

  • Total spaces: 1
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$110$1,320
Property Taxes $388$4,656
Electricity $398$4,786
Total$2,913$34,956
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$99,874/yr
40% on housing$87,390/yr
45% on housing$77,680/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$412This listing

vs Other Active Listings

Avg $/sqft

ZIP 95820$216
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95820$375
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Listed for sale$399,000
2023-05-24Listing removed--
2023-05-09Listed for rent$2,700
2017-02-02Sold$237,000
2015-11-18Sold$105,000
2015-11-03Listed for sale$110,000
2015-10-27Pending sale$110,000
2015-10-24Listed for sale$110,000
2015-09-29Pending sale$110,000
2015-09-25Listed for sale$110,000

For Sale by Agent

AgentArchie Wayne Morse
BrokerageMorse Real Estate

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