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2660 23rd Ave, Sacramento, CA, 95820

2beds
1baths
797sqft
$359,900
$452price/sqft
$2,858/moest. monthly cost
$114,320/yrincome needed

About This Home

Charming Spanish-style home for sale in Sacramento! Located just minutes from Downtown Sacramento, Curtis Park, Land Park, and UC Davis Medical Center, this beautifully updated 2-bedroom, 1-bath home offers the perfect blend of character and modern convenience. Features include stylish updated flooring, premium countertops, newer roof, and energy-efficient central heat and air. The spacious backyard boasts an open patio and fenced garden beds, creating an ideal space for entertaining, gardening, or relaxing outdoors. Move-in ready and centrally located near parks, shopping, dining, and major commuter routes, this is an outstanding opportunity for homeowners and investors alike.

Getting Around

72
WalkingVery Walkable
44
TransitSome Transit
69
BikeBikeable

Schools

4/10
California Middle SchoolGrades 7-81.7 mi
6/10

Construction

Condition

  • Year built: 1948

Materials

  • Foundation: Raised,Concrete
  • Roof: Shingle
  • Construction materials: Stone,Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Sink,Hookups Only,In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Breakfast Nook

Features

  • Flooring: Simulated Wood,Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 797 sqft

Kitchen

  • Features: Breakfast Room,Granite Counters

Property

Details

  • Parcel number: 01901220070000
  • Zoning: R-1
  • Special condition: Offer As Is

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 5,227 sqft
  • Features: Manual Sprinkler F&R,Curb(s)/Gutter(s),Landscape Back,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,819$21,828
Home Insurance *$99$1,188
Property Taxes $542$6,504
Electricity $398$4,786
Total$2,858$34,296
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,988/yr
40% on housing$85,740/yr
45% on housing$76,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$452This listing

vs Other Active Listings

Avg $/sqft

ZIP 95820$216
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95820$375
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$359,900
2026-07-10Price change$389,900
2026-06-26Listed for sale$399,900
2023-01-07Listing removed--
2022-11-10Price change$369,999
2022-10-20Price change$379,999
2022-09-29Listed for sale$400,000

For Sale by Agent

AgentJohn Ruiz
BrokerageHomeSmart ICARE Realty

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