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4400 E Nichols Ave, Sacramento, CA, 95820

2beds
1baths
976sqft
$389,000
$399price/sqft
$2,849/moest. monthly cost
$113,960/yrincome needed

About This Home

Experience the charm of this beautifully updated Oak Park residence, ideally situated just minutes from Downtown Sacramento and UC Davis Medical Center. Blending modern updates with timeless character, this inviting 2-bedroom, 1-bath home offers comfort, style, and exceptional livability. A private European-inspired courtyard and thoughtfully landscaped front yard create a warm welcome and enhance the home's curb appeal. Inside, a bright and airy open-concept layout is filled with natural light. The beautifully appointed kitchen features granite countertops, crisp white cabinetry, a gas cooktop, and generous storage space. The adjoining living and dining areas are framed by expansive dual-pane windows, creating an inviting space for everyday living and entertaining. Both bedrooms are generously sized, while the remodeled bathroom showcases tasteful updates and modern finishes. Additional highlights include newer laminate flooring throughout and a convenient indoor laundry room. Step outside to a spacious backyard offering endless possibilities, complete with a tool shed and RV access. With ample room for a future ADU, garden, or outdoor retreat, the property provides exceptional flexibility and potential. Whether you're a first-time buyer, investor, or simply seeking a move-in ready home with room to grow, this property presents an outstanding opportunity.

Getting Around

54
WalkingSomewhat Walkable
37
TransitSome Transit
52
BikeBikeable

Schools

Construction

Condition

  • Year built: 1947

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Gas Cooktop,Dishwasher,Disposal
  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Dining/Living Combo,Formal Area

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Ductless
  • Cooling features: Ductless

Interior Area

  • Total structure area: 0
  • Total interior livable area: 976 sqft

Kitchen

  • Features: Pantry Cabinet,Quartz Counter

Property

Details

  • Parcel number: 02002330040000
  • Zoning: rd-5
  • Special condition: Standard

Features

  • Fencing: Back Yard,Wood,Front Yard

Lot

  • Lot size: 5,662 sqft
  • Features: Sprinklers In Front

Parking

  • Parking features: No Garage,RV Access/Parking,Uncovered Parking Spaces 2+,Level Driveway/Sidewalks
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,966$23,592
Home Insurance *$107$1,284
Property Taxes $378$4,536
Electricity $398$4,786
Total$2,849$34,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,680/yr
40% on housing$85,470/yr
45% on housing$75,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$399This listing

vs Other Active Listings

Avg $/sqft

ZIP 95820$216
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95820$375
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-23Listed for sale$389,000
2026-04-08Listing removed$360,000
2026-03-25Pending sale$360,000
2026-03-04Price change$360,000
2026-01-31Listed for sale$394,000
2026-01-21Pending sale$394,000
2025-08-19Price change$394,000
2025-05-06Listed for sale$399,000
2025-04-22Listing removed$399,000
2025-04-03Price change$399,000
2025-01-13Listed for sale$407,000
2024-08-03Listing removed--
2024-07-04Price change$407,000
2024-07-01Price change$405,000
2024-05-17Listed for sale$407,000
2024-03-25Listing removed--
2024-03-05Listed for sale$399,000
2024-02-21Pending sale$399,000
2024-02-13Price change$399,000
2024-02-02Pending sale$389,000
2023-11-06Listed for sale$389,000
2023-10-30Pending sale$389,000
2023-10-05Listed for sale$389,000
2021-02-17Sold$290,000
2016-06-16Sold$185,000
2016-03-18Sold$100,000
2011-04-22Sold$125,191
2009-05-22Sold$80,000
2004-02-19Sold$92,000
1996-01-17Sold$33,000

For Sale by Agent

AgentCraig Diez
BrokerageRE/MAX Gold - Carmichael

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