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3404 22nd Ave, Sacramento, CA, 95820

3beds
2baths
900sqft
$375,000
$417price/sqft
$2,780/moest. monthly cost
$111,200/yrincome needed

About This Home

Highly motivated seller for this charming Oak Park cottage offering the perfect blend of comfort, location, and opportunity. This 900 sq ft, 3-bedroom, 2-bath home features an updated kitchen with new appliances and refreshed bathrooms, new HVAC, new Roof. Along with all these upgrades the home has a freshly painted interior and exterior creating a move-in ready space with modern appeal. The functional layout is ideal for first-time buyers, downsizers, or investors looking for a versatile property. Situated on a large lot, the expansive backyard offers a desirable covered courtyard that could be set up as a workshop, plus exciting potential for an ADU, additional living space, or future income possibilities. Whether you envision a garden oasis, outdoor entertaining area, or expansion project, the possibilities are wide open. Enjoy a prime location just minutes from freeway access, the Oak Park Broadway Triangle, and UC Davis Medical Center, with nearby restaurants, coffee shops, parks, and community hotspots all within reach. This home delivers the charm of a starter cottage with the added benefit of long-term investment potential

Getting Around

70
WalkingVery Walkable
40
TransitSome Transit
60
BikeBikeable

Schools

4/10
California Middle SchoolGrades 7-81.9 mi
6/10

Construction

Condition

  • Year built: 1946

Materials

  • Foundation: Raised
  • Roof: Shingle
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Free-Standing Refrigerator,Gas Cooktop,Gas Water Heater,Dishwasher,Microwave,Self Cleaning Oven,Free-Standing Gas Oven,Dryer,Washer
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen

Features

  • Flooring: Laminate,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 900 sqft

Kitchen

  • Features: Granite Counters,Stone Counters,Laminate Counters

Property

Details

  • Parcel number: 02002650020000
  • Zoning: RD
  • Special condition: Standard

Features

  • Exterior features: Covered Courtyard
  • Fencing: Fenced

Lot

  • Lot size: 6,098 sqft
  • Features: Curb(s)/Gutter(s)

Parking

  • Total spaces: 4
  • Parking features: No Garage
  • Carport: Yes
  • Carport spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,896$22,752
Home Insurance *$103$1,236
Property Taxes $383$4,596
Electricity $398$4,786
Total$2,780$33,360
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,314/yr
40% on housing$83,400/yr
45% on housing$74,133/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$417This listing

vs Other Active Listings

Avg $/sqft

ZIP 95820$216
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95820$375
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-18Price change$2,400
2026-08-10Listed for rent$2,200
2026-07-31Price change$375,000
2026-07-29Listing removed$2,550
2026-06-10Listed for sale$385,000
2026-04-22Listed for rent$2,550
2026-01-27Listing removed$349,999
2026-01-07Listed for sale$349,999
2025-04-19Listing removed$2,250
2025-04-10Listed for rent$2,250
2024-06-14Listing removed--
2024-06-06Listed for rent$2,100
2024-05-14Sold$255,000
2024-04-18Pending sale$269,000
2024-04-18Listed for sale$269,000
2024-04-15Pending sale$269,000
2024-04-14Listed for sale$269,000
2024-04-10Pending sale$269,000
2024-03-24Listed for sale$269,000
2020-03-11Sold$151,000
2020-03-05Pending sale$145,000
2020-03-03Listed for sale$145,000

For Sale by Agent

AgentDavid Orr
BrokerageRedfin Corporation

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