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4981 71st St, Sacramento, CA, 95820

2beds
1baths
858sqft
$320,000
$373price/sqft
$2,549/moest. monthly cost
$101,960/yrincome needed

About This Home

Welcome to 4981 71st Street, where comfort, convenience, and opportunity come together! This charming 2-bedroom, 1-bath home offers 858 square feet of thoughtfully designed living space, making it an excellent choice for first-time buyers, downsizers, or anyone looking for an affordable place to call home. Inside, you'll find durable tile flooring throughout and a functional, easy-to-maintain layout that maximizes every square foot. Natural light fills the living spaces, creating a warm and inviting atmosphere that's ready for your personal touch. Step outside to discover a spacious, open backyard with endless potential. Whether you envision a lush garden, outdoor entertaining area, play space, or future landscaping project, this blank canvas is ready to become your own private retreat. Situated on a quiet street, this home offers the perfect balance of peaceful neighborhood living while remaining just minutes from shopping, restaurants, schools, and convenient freeway access for an easy commute. If you've been searching for an affordable home with room to grow and personalize, this Sacramento gem is one you won't want to miss. Come see the possibilities and imagine making 4981 71st Street your new home!

Getting Around

43
WalkingCar-Dependent
31
TransitSome Transit
71
BikeVery Bikeable

Schools

7/10
4/10
3/10

Construction

Condition

  • Year built: 1952

Materials

  • Foundation: Other
  • Roof: Other
  • Construction materials: Other

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Other

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Other

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 858 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 02300740250000
  • Zoning: R1
  • Special condition: Trust

Lot

  • Lot size: 4,791 sqft
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Other
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes
  • Uncovered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,618$19,416
Home Insurance *$88$1,056
Property Taxes $445$5,340
Electricity $398$4,786
Total$2,549$30,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$87,394/yr
40% on housing$76,470/yr
45% on housing$67,973/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$373This listing

vs Other Active Listings

Avg $/sqft

ZIP 95820$217
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95820$375
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-07Pending sale$320,000
2026-06-30Listed for sale$320,000

For Sale by Agent

AgentAdam Phillipy
BrokerageHOMWRX

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