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3706 Gold Creek Ln, Sacramento, CA, 95827

1beds
1baths
812sqft
$299,000
$368price/sqft
$2,275/moest. monthly cost
$91,000/yrincome needed

About This Home

Come by today and see this charming one-bedroom townhouse offering vaulted ceilings, skylights in the dining area, and large windows that fill the living room and bedroom with natural light. Enjoy a private patio, perfect for morning coffee, tea, or relaxing at the end of the day, along with a space where gardening enthusiasts can get creative. This dog-friendly home is ideal for pet lovers, with a nearby dog park for outdoor enjoyment. The property also includes a detached two-car garage. Enjoy easy townhouse living with access to community amenities, including a pool, clubhouse, and beautifully maintained grounds. Conveniently located near the freeway and county offices, this home offers comfort, accessibility, and charm. Come home, relax, and enjoy.

Getting Around

49
WalkingCar-Dependent
25
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

2/10
5/10
Rosemont High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1984

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: Townhouse
  • Architectural style: Contemporary
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Range Hood,Dishwasher,Plumbed For Ice Maker,Free-Standing Electric Range
  • Laundry features: Laundry Room,Cabinets,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Dining Room

  • Features: Skylight(s)

Features

  • Window features: Skylight(s)
  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 812 sqft

Kitchen

  • Features: Granite Counters

Master Bedroom

  • Features: Closet

Property

Details

  • Parcel number: 06004000350000
  • Attached to another structure: Yes
  • Zoning description: RD-10
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Community,Fenced
  • Fencing: Back Yard

Lot

  • Lot size: 2,125 sqft
  • Features: Curb(s)/Gutter(s),Landscaped,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Detached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,511$18,132
Home Insurance *$76$912
Property Taxes $290$3,480
Electricity $398$4,786
Total$2,275$27,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$78,000/yr
40% on housing$68,250/yr
45% on housing$60,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$368This listing

vs Other Active Listings

Avg $/sqft

ZIP 95827$207
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95827$320
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$305,000
2026-05-01Listing removed$300,000
2026-04-21Price change$300,000
2026-04-19Price change$299,990
2026-02-21Listed for sale$310,000
2022-08-22Sold$290,000
2022-07-24Pending sale$279,000
2022-07-21Listed for sale$279,000
2017-03-28Sold$145,000
2014-10-20Listing removed$875
2014-10-09Listed for rent$875
2014-06-08Listing removed$850
2014-05-22Listed for rent$850
2012-10-06Listing removed$825
2012-09-07Listed for rent$825
1999-02-11Sold$70,000
1996-12-04Sold$80,000

For Sale by Agent

AgentClaudia White
BrokerageColdwell Banker Realty

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