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4162 Bugle Bend Dr, Florissant, MO, 63034

4beds
4baths
2,824sqft
$270,000
$96price/sqft
$2,089/moest. monthly cost
$83,560/yrincome needed

About This Home

Nestled in a quiet cul-de-sac, this inviting 4-bedroom, 3.5-bath home offers the perfect blend of space, comfort, and privacy. Filled with natural light, the spacious interior creates a warm and welcoming atmosphere, while the cozy wood-burning fireplace serves as a beautiful focal point for gathering with family and friends. The finished basement provides valuable additional living space, ideal for a recreation room, home office, workout area, or guest accommodations. Step outside to enjoy the screened-in porch, perfect for relaxing with your morning coffee or unwinding in the evening. The huge private backyard offers endless possibilities for entertaining, gardening, play, or simply enjoying the peaceful surroundings. Whether you’re looking for a home to move right into or one where you can add your own personal touches over time, this property offers incredible potential. With its desirable cul-de-sac location, abundant living space, wood-burning fireplace, finished basement, and exceptional outdoor amenities, this is a wonderful opportunity to make it your own and create the home you’ve always envisioned. Don’t miss your chance to call it yours!

Getting Around

15
WalkingCar-Dependent
0
TransitNo Nearby Transit
29
BikeSomewhat Bikeable

Schools

3/10
2/10
North Middle SchoolGrades 6-80.8 mi
2/10

Construction

Condition

  • Year built: 1986

Materials

  • Roof: Architectural Shingle
  • Construction materials: Wood Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Freezer,Electric Range,Refrigerator,Washer/Dryer
  • Laundry features: Main Level

Basement

  • Has basement: Yes
  • Basement: Finished

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1

Features

  • Flooring: Hardwood,Other
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Masonry,Raised Hearth,Wood Burning
  • Fireplace: Yes
  • Finished area below ground: 700
  • Finished area above ground: 2,124

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,824
  • Total interior livable area: 2,824 sqft

Property

Details

  • Parcel number: 05H140473
  • Special condition: Listing As Is

Features

  • Levels: Two
  • Exterior features: Private Yard

Lot

  • Lot size: 0.32 Acres
  • Features: Back Yard,Cul-De-Sac,Few Trees,Level

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveRelatively High
  • Hail
    HailRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Earthquake
    EarthquakeModerate
  • Ice Storm
    Ice StormModerate
  • Tornado
    TornadoModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Inland Flooding
Lightning
Earthquake
Ice Storm
Tornado
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,365$16,380
Home Insurance *$253$3,036
Property Taxes $256$3,072
Electricity $215$2,587
Total$2,089$25,068
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$71,622/yr
40% on housing$62,670/yr
45% on housing$55,706/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$96This listing

vs Other Active Listings

Avg $/sqft

ZIP 63034$136
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63034$136
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$268,000
2026-06-12Listed for sale$270,000

For Sale by Agent

AgentJulie M Smith
BrokerageTarrant and Harman Real Estate and Auction Co

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