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2021 Promontory Point Ln, Gold River, CA, 95670

4beds
3baths
2,844sqft
$629,000
$221price/sqft
$4,600/moest. monthly cost
$184,000/yrincome needed

About This Home

Stunning Promontory Point home in Gold River! Spacious 4 bedroom plus an office! Flowing floor plan with an abundance of natural light! Newer tile roof, flooring, A/C, hot water heater and fully remodeled kitchen! Enjoy the pickle ball courts, gym, pool and clubhouse! This home is highly upgraded and move in ready! HOME NOT VACANT, MUST HAVE AN APPOINTMENT!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
Rio Americano High SchoolGrades 9-126.2 mi

Construction

Condition

  • Year built: 1987

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Electric Cooktop
  • Laundry features: Cabinets,Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,844 sqft

Kitchen

  • Features: Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s)

Property

Details

  • Parcel number: 06901701130000
  • Zoning description: RES
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: Community

Lot

  • Lot size: 2,583 sqft
  • Features: Grass Artificial,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,180$38,160
Home Insurance *$166$1,992
Property Taxes $645$7,740
Electricity $609$7,318
Total$4,600$55,200
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,714/yr
40% on housing$138,000/yr
45% on housing$122,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$221This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$649,000
2026-04-13Listed for sale$685,000
2021-05-28Sold$540,000
2021-05-09Pending sale$549,990
2021-05-03Listed for sale$549,990

For Sale by Agent

AgentJaclyn Little
BrokerageGUIDE Real Estate

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