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11321 Sutters Mill Cir, Gold River, CA, 95670

3beds
2baths
2,382sqft
$719,000
$302price/sqft
$5,057/moest. monthly cost
$202,280/yrincome needed

About This Home

Sitting on a quiet, tree-lined street in the highly sought-after Sutter Village, this authentic Robert C. Powell home features a large, beautifully-shaped sparkling pool with natural rock waterfalls-perfect for summer pool parties. 3-car garage, soaring vaulted ceiling, granite slab kitchen counters, newly installed Scandinavian wood flooring, updated downstairs bathroom, new energy-efficient pool pumps, and designer backyard landscaping. Generously sized living spaces include a spacious upstairs bedroom, a loft, a living room with a gas fireplace, 2 bedrooms and a full bathroom downstairs. The secluded backyard is adorned with curated foliage-Japanese Maples and a mini-orchard producing figs, cherries, apricots and peaches. HOA covers front yard landscaping, street maintenance, 24/7 security patrol and periodic external wall repainting. Easy access to American River, forest parks, beautiful nature trails, a food plaza with grocery stores, pharmacies and restaurants.

Getting Around

27
WalkingCar-Dependent
0
TransitVery Limited Transit
50
BikeBikeable

Schools

8/10
Rio Americano High SchoolGrades 9-126.4 mi

Construction

Condition

  • Property condition: Existing
  • Year built: 1985

Materials

  • Foundation: Slab
  • Construction materials: Stucco,Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Plumbed For Ice Maker,Microwave,Oven,Range,Refrigerator,Trash Compactor,Dryer,Washer,Gas Water Heater
  • Laundry features: Dryer,Gas Dryer Hookup,Laundry Room,Washer,In Unit,Cabinets,Electric,Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Dining Area,Breakfast Bar,Pantry,Smart Home
  • Window features: Double Pane Windows,Weather Stripping
  • Flooring: Vinyl,Engineered Wood
  • Number of fireplaces: 1
  • Fireplace features: Brick,Gas Starter,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Natural Gas,Central,Fireplace(s)
  • Cooling features: Central Air,Whole House Fan

Interior Area

  • Total structure area: 2,382
  • Total interior livable area: 2,382 sqft

Kitchen

  • Features: Breakfast Bar, Stone Counters, Dishwasher, Eat-in Kitchen, Electric Range/Cooktop, Disposal, Ice Maker Hookup, Microwave, Oven Built-in, Pantry, Range/Oven Built-in, Refrigerator, Trash Compactor

Property

Details

  • Parcel number: 06903800160000
  • Special condition: Standard

Features

  • Levels: Two Story
  • Stories: 2
  • Private pool: Yes
  • Pool features: In Ground,No Heat,Pool Sweep,On Lot,Pool/Spa Combo,Outdoor Pool
  • Exterior features: Unit Faces Street,Back Yard,Front Yard,Side Yard,Sprinklers Automatic,Sprinklers Front,Sprinklers Side,Garden,Landscape Front,Yard Space
  • Has spa: Yes
  • Fencing: Fenced,Wood

Lot

  • Lot size: 8,276 sqft
  • Features: Level,Back Yard,Curb(s),Front Yard,Landscaped,Street Light(s)

Parking

  • Total spaces: 3
  • Parking features: Attached,Side Yard Access,Enclosed,Garage Faces Front,Private,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,635$43,620
Home Insurance *$190$2,280
Property Taxes $722$8,664
Electricity $510$6,129
Total$5,057$60,684
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,382/yr
40% on housing$151,710/yr
45% on housing$134,853/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$302This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$245
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-02Listed for sale$769,000
2025-05-21Listing removed$775,000
2025-05-16Listed for sale$775,000
2021-11-15Sold$676,000
2021-10-25Pending sale$665,000
2021-10-05Price change$665,000
2021-09-18Price change$675,000
2021-08-24Price change$685,000
2021-08-05Listed for sale$695,000
2021-05-19Listing removed--
2021-05-14Listed for sale$655,000
2004-06-02Sold$496,500
1999-07-09Sold$247,000

For Sale by Agent

AgentJonathan Minerick
BrokerageHOMECOIN.COM

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