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452 Luster Pl, Folsom, CA, 95630

2beds
2baths
1,285sqft
$520,000
$405price/sqft
$3,607/moest. monthly cost
$144,280/yrincome needed

About This Home

452 Luster Place is where low-maintenance luxury meets the best of the Folsom lifestyle. Nestled in the highly sought-after Diamond Glen 55+ community, this beautifully maintained home offers the perfect balance of peaceful living and exceptional convenience. Enjoy life in a quiet, tree-lined neighborhood with resort-style amenities just steps from your front door, including a sparkling community pool, fitness center, elegant clubhouse, pickleball and tennis courts, barbecue area, and beautifully maintained grounds designed for an active and social lifestyle. Beyond the gates, youll find yourself just minutes from the charm of Historic Old Folsom, where boutique shopping, local cafes, award-winning restaurants, seasonal farmers markets, live entertainment, and community events create a vibrant small-town atmosphere year-round. The nearby American River Parkway, Lake Natoma, and Folsoms renowned network of 50+ miles of paved walking and biking trails offer endless opportunities for morning walks, cycling, kayaking, paddleboarding, and enjoying nature.

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
56
BikeBikeable

Schools

8/10
Sutter Middle SchoolGrades 6-80.6 mi
1/10
Folsom Lake High SchoolGrades 9-121.6 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Appliances

  • Appliances included: Gas Cooktop,Dishwasher,Disposal,Microwave,Gas Oven/Range,Refrigerator,Washer/Dryer
  • Laundry features: Inside

Bathroom

  • Features: DoubleSinks, PrimaryStallShowers

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: BreakfastBar, EatinKitchen, FormalDiningRoom

Family Room

  • Features: Other

Features

  • Flooring: Carpet,Vinyl Linoleum

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,285
  • Total interior livable area: 1,285 sqft

Kitchen

  • Features: Countertop_Tile

Property

Details

  • Parcel number: 07113400210000
  • Zoning: R-M PD
  • Special condition: Standard

Features

  • Stories: 1
  • Pool features: Community,Fenced,Heated,In Ground
  • Spa features: Other

Lot

  • Lot size: 3,920 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached,Common,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,629$31,548
Home Insurance *$113$1,356
Property Taxes $467$5,604
Electricity $398$4,786
Total$3,607$43,284
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,668/yr
40% on housing$108,210/yr
45% on housing$96,186/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$405This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-03Listed for sale$520,000
2024-05-22Sold$530,000
2024-05-08Pending sale$540,000
2024-04-05Listed for sale$540,000
2021-09-10Sold$520,000
2021-08-27Pending sale$520,000
2021-07-22Listed for sale$520,000
2021-07-16Pending sale$520,000
2021-07-08Listed for sale$520,000
1998-09-17Sold$150,500

For Sale by Agent

AgentMichelle Vivenzi
BrokerageCompass

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