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170 Black Powder Cir, Folsom, CA, 95630

5beds
5baths
5,214sqft
$1,409,000
$270price/sqft
$9,847/moest. monthly cost
$393,880/yrincome needed

About This Home

Welcome to Los Cerros one of Folsom's most exclusive and sought-after neighborhoods, known as the "Street of Dreams," an area that has hosted luxury showcase home events featuring high-end architecture and expansive custom designs. This well-established community, is celebrated for its huge lots, heritage oak trees, and mature landscaping, defining the neighborhood's gorgeous architecture. This home is thoughtfully designed for effortless entertaining. The main level features an open floor plan, generous kitchen, and soaring ceilings. A home office or additional bedroom with an adjoining full bath adds even more versatility. Upstairs, the primary suite is nothing short of extraordinary, boasting a private balcony with peaceful nature views, a large jetted tub, wet bar, walk-in tiled shower, and an expansive closet. Four additional bedrooms each connect to their own shared bathrooms, offering privacy and convenience throughout. The fully finished basement with a separate entrance and full bath offers incredible flexibility whether for a home gym, game room, income rental potential, or abundant storage. Step outside to your own private paradise get a workout in the fitness pool or turn on the jets and unwind under the stars. An oversized 3-car garage and gated RV parking ensure there is plenty of room for all your vehicles, toys, and adventures. Quiet, serene, and nestled within one of the most vibrant cities in the region, this rare gem offers the perfect balance of peaceful living and modern convenience. Just minutes from the charm of Old Town Folsom, world-class dining, and the Palladio for premier shopping, everything you need is right at your fingertips. Outdoor enthusiasts will absolutely delight in all that Folsom Lake has to offer. Los Cerros is one of Folsom's rare neighborhoods with no HOA and no Mello Roos. Come experience the lifestyle today! This showcase pedigree gives Los Cerros a character that's hard to find anywhere else in Folsom.

Getting Around

20
WalkingCar-Dependent
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
Sutter Middle SchoolGrades 6-81.5 mi
1/10
Folsom Lake High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1992

Materials

  • Foundation: Raised
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Trash Compactor,Dishwasher,Disposal,Double Oven
  • Laundry features: Laundry Room,Cabinets,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 5

Dining Room

  • Features: Breakfast Nook,Formal Room,Space in Kitchen

Features

  • Central Vac Plumbed
  • Flooring: Carpet,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 5,214 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters,Kitchen Island,Kitchen/Family Combo

Master Bathroom

  • Features: Bidet,Closet,Double Vanity,Granite Counters,Jetted Tub,Marble,Multiple Shower Heads,Walk-In Closet(s)

Master Bedroom

  • Features: Balcony,Closet,Sitting Area,Wet Bar

Property

Details

  • Parcel number: 07210000220000
  • Zoning: R1L
  • Special condition: Trust
  • Other equipment: Air Purifier

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Above Ground,Electric Heat,Sport
  • Exterior features: Balcony
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Wood

Lot

  • Lot size: 0.34 Acres
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Grass Artificial,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: RV Access/Parking,Garage Door Opener,Garage Faces Side,Guest
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,124$85,488
Home Insurance *$307$3,684
Property Taxes $1,298$15,576
Electricity $1,118$13,416
Total$9,847$118,164
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$337,611/yr
40% on housing$295,410/yr
45% on housing$262,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-14Price change$1,299,999
2026-07-31Price change$1,409,000
2026-07-16Price change$1,459,000
2026-06-18Listed for sale$1,500,000

For Sale by Agent

AgentSamantha Landolt
BrokerageBerkshire Hathaway HomeServices-Drysdale Properties

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