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401 Seaton Dr, Folsom, CA, 95630

5beds
3baths
3,254sqft
$899,000
$276price/sqft
$6,233/moest. monthly cost
$249,320/yrincome needed

About This Home

Step into this rare 5-bedroom, 3-bath masterpiece, offering over 3,000 square feet of designer touches in the heart of Folsom's sought-after Cresleigh-Natoma Station. An open-concept design is defined by cathedral ceilings and abundant natural light, highlighting modern fixtures, wood plank flooring, and a cozy fireplace. The expansive kitchen features luxurious Calcutta quartz countertops, a gas range, and convenient pantry, overlooking a private, tree-lined rear yard. The thoughtfully planned layout includes a main-level primary suite with a custom-tiled bathroom and a deep soaking tub. A massive lower-level family/game room with its own fireplace offers endless entertainment possibilities. With recent updates including new windows, a newer HVAC and water heater, this move-in-ready home also offers a low-maintenance, landscaped yard. Enjoy premier Folsom living with quick access to Folsom Lake, Historic Downtown, and the famous Johnny Cash biking/walking trails. No HOA or Mello Roos. Welcome home!

Getting Around

51
WalkingSomewhat Walkable
0
TransitVery Limited Transit
68
BikeBikeable

Schools

8/10
Sutter Middle SchoolGrades 6-81.4 mi
10/10
Folsom High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Combination,Raised,Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Other

  • Builder name: Cresleigh Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Ice Maker,Dishwasher,Disposal,Microwave
  • Laundry features: Cabinets,Sink,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Dining/Living Combo

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Family Room,Gas Log
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,254 sqft

Kitchen

  • Features: Quartz Counter,Kitchen Island

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Tile,Quartz

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 07213300110000
  • Zoning description: Res
  • Special condition: Standard

Features

  • Fencing: Full

Lot

  • Lot size: 6,094 sqft
  • Features: Auto Sprinkler F&R,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Door Opener,Uncovered Parking Space,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,545$54,540
Home Insurance *$195$2,340
Property Taxes $796$9,552
Electricity $697$8,373
Total$6,233$74,796
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$213,702/yr
40% on housing$186,990/yr
45% on housing$166,213/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$276This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$326
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-21Price change$925,000
2026-03-28Listed for sale$935,000
2023-02-03Sold$750,000
2022-12-07Price change$769,000
2022-11-22Price change$775,000
2022-11-03Price change$789,900
2022-10-14Price change$805,000
2022-09-08Price change$825,000
2022-08-25Price change$834,950
2022-08-11Listed for sale$865,000
2021-09-16Sold$775,000
2021-08-30Pending sale$775,000
2021-08-26Listed for sale$775,000
2021-08-13Listing removed--
2021-07-28Price change$789,900
2021-07-09Listed for sale$799,900
2021-01-25Sold$630,000
2021-01-11Pending sale$585,000
2021-01-08Listed for sale$585,000
2020-06-01Listing removed$550,000
2020-05-17Listed for sale$550,000
1996-12-31Sold$214,000

For Sale by Agent

AgentMike Trainor
BrokerageLPT Realty, Inc

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