493 Williams St, Folsom, CA, 95630
About This Home
Welcome to this spacious home in Prairie Oaks, featuring 5 bedrooms, 4 full baths, and 3,360 sq. ft. of comfortable living space in a desirable cul-de-sac location. Offering a 3-car garage with a 220V outlet for EV charging, RV access, a versatile loft, and a large bonus room over the garage, this home provides plenty of room for everyday living, entertaining, and flexible use. The living room features a cozy gas fireplace, while the backyard is ready for year-round enjoyment with an inviting in-ground pool, space to relax or gather, and two storage sheds. The primary suite includes a well-appointed bath with a separate soaking tub and shower. Located near highly rated Folsom schools, this property also offers the added benefits of NO HOA, NO Mello-Roos, and NO special assessment! Having had only one owner, this is a wonderful opportunity in the sought-after Prairie Oaks neighborhood!
Getting Around
Car-Dependent
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1998
Materials
- Foundation: Slab
- Roof: Tile
- Construction materials: Stucco,Frame
Other
- Builder name: US Homes
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Electric Oven,Gas Cooktop,Gas Water Heater,Dishwasher,Disposal,Microwave,Double Oven
- Laundry features: Laundry Room,Cabinets,Ground Floor,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 4
Dining Room
- Features: Formal Area
Features
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Gas Log,Gas Starter
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total structure area: 0
- Total interior livable area: 3,360 sqft
Kitchen
- Features: Breakfast Area,Pantry Closet,Granite Counters,Kitchen Island,Kitchen/Family Combo
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Soaking Tub,Granite Counters,Walk-In Closet(s),Window
Property
Accessibility
- Accessibility features: Accessible Full Bath,Shower(s),Accessible Kitchen,Wheelchair Access,Grab Bars
Details
- Parcel number: 07214100240000
- Zoning: R-1-M
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Pool Cover
- Fencing: Wood,Full
- Topography of land: Level,Level
Lot
- Lot size: 7,000 sqft
- Features: Sprinklers In Front,Court,Cul-De-Sac,Curb(s)/Gutter(s),Street Lights,Landscape Back,Landscape Front
Parking
- Total spaces: 3
- Parking features: RV Access/Parking,Driveway,Gentle Down Driveway/Sidewalks
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Inland Flooding
- Wildfire
- Earthquake
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $5,304 | $63,648 |
| Home Insurance * | $228 | $2,736 |
| Property Taxes | $1,017 | $12,204 |
| Electricity | $720 | $8,646 |
| Total | $7,269 | $87,228 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-10 | Price change | $1,049,000 |
| 2026-06-17 | Listed for sale | $1,095,000 |
| 1999-01-29 | Sold | $280,000 |
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