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9818 Mira Del Rio Dr, Sacramento, CA, 95827

5beds
5baths
3,631sqft
$1,180,000
$325price/sqft
$8,326/moest. monthly cost
$333,040/yrincome needed

About This Home

This spacious family home is tucked away on a quiet cul-de-sac in a peaceful neighborhood near the American River Parkway, offering privacy, charm, and room to grow. Set on a generous .33-acre lot, the Tudor-style residence features approximately 3,631 square feet of comfortable living space, ideal for large or multigenerational families. The welcoming floor plan includes five bedrooms, three full bathrooms, and two half baths, along with a family room, large formal dining room, and an impressive 750-square-foot additional room perfect for recreation, guests, or flexible living needs. Classic details such as hardwood floors and crown molding add warmth and character throughout. The home offers handicap access and potential for mother in law unit or ADU . Enjoy a friendly, walkable neighborhood with space between homes, just steps from river trails and bike paths, close to parks and the library, and only minutes from freeway access combining serene living with everyday convenience.

Getting Around

44
WalkingCar-Dependent
24
TransitMinimal Transit
58
BikeBikeable

Schools

2/10
Mills Middle SchoolGrades 6-82.0 mi
4/10
Cordova High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1976

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Electric Oven,Built-In Electric Range,Free-Standing Refrigerator,Dishwasher,Water Heater,Disposal,Microwave,Double Oven,Plumbed For Ice Maker,Electric Cooktop
  • Laundry features: Cabinets,Ground Floor,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 3
  • Partial bathrooms: 2

Dining Room

  • Features: Formal Room,Formal Area

Features

  • Central Vacuum
  • Flooring: Carpet,Marble,Wood
  • Number of fireplaces: 2
  • Fireplace features: Other
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace Insert,Fireplace(s),Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,631 sqft

Kitchen

  • Features: Breakfast Area,Other Counter,Granite Counters,Tile Counters,Natural Woodwork

Master Bathroom

  • Features: Bidet,Double Vanity,Soaking Tub,Jetted Tub,Tub w/Shower Over,Window

Master Bedroom

  • Features: Closet,Ground Floor

Property

Accessibility

  • Accessibility features: Accessible Approach with Ramp,Accessible Doors,Accessible Full Bath,Wheelchair Access

Details

  • Parcel number: 07504400060000
  • Zoning description: RD-5
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,On Lot,Pool Sweep,Gunite
  • Exterior features: Uncovered Courtyard,Dog Run
  • Has spa: Yes
  • Spa features: Bath
  • Fencing: Back Yard,Wood,Fenced

Lot

  • Lot size: 0.30 Acres
  • Features: Auto Sprinkler F&R,Cul-De-Sac,Curb(s),Curb(s)/Gutter(s),Dead End,Landscape Back,Landscape Front

Parking

  • Total spaces: 2
  • Parking features: 24'+ Deep Garage,Attached,RV Access/Parking,RV Possible,Garage Door Opener,Garage Faces Front,Guest,Interior Access,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,966$71,592
Home Insurance *$300$3,600
Property Taxes $1,282$15,384
Electricity $778$9,343
Total$8,326$99,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$285,462/yr
40% on housing$249,780/yr
45% on housing$222,026/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$325This listing

vs Other Active Listings

Avg $/sqft

ZIP 95827$199
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95827$320
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$1,180,000

For Sale by Agent

AgentLisa McIntosh-Milburn
BrokerageWindermere Signature Properties Roseville/Granite Bay

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