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10401 Buena Plaza Cir, Rancho Cordova, CA, 95670

4beds
3baths
1,517sqft
$595,000
$392price/sqft
$4,375/moest. monthly cost
$175,000/yrincome needed

About This Home

Incredible Investment & Living Opportunity in Rancho Cordova! Main House + Fully Furnished Turnkey Airbnb ADU Generating ~$3,000/Month! Welcome to this unique property that offers the perfect blend of comfortable living and immediate cash flow! Located in the heart of Rancho Cordova, this property features a spacious 3-bedroom, 2-bathroom main home alongside a fully permitted, income-generating 1-bedroom, 1-bathroom ADU (converted garage) with its own private entrance. Key Highlights: Main Residence: 3 Bedrooms | 2 Bathrooms — Bright, functional layout perfect for primary living or traditional rental income. Turnkey Airbnb Business (ADU): 1 Bedroom | 1 Bathroom apartment with a completely private entrance. Fully furnished and currently operating as a highly successful Airbnb bringing in approximately $3,000/month in income. Business Included: The ADU is being sold fully furnished, making this a true turn-key business opportunity from Day 1. Start collecting rental income immediately upon closing! Why You’ll Love This Property: Whether you are an investor looking for a high-cap-rate cash-flowing asset, or a homeowner wanting an "house hack" where the ADU pays a massive chunk of your mortgage, this home is a rare find in the Rancho Cordova market. Note for Buyers: Live in the main house and let the Airbnb pay your mortgage, rent out both units for maximum yield, or use the ADU as a private guest suite / multi-generational living space. The options are endless!

Getting Around

68
WalkingSomewhat Walkable
46
TransitSome Transit
68
BikeBikeable

Schools

2/10
2/10
Mills Middle SchoolGrades 6-80.8 mi
4/10
Cordova High SchoolGrades 9-121.0 mi

Construction

Condition

  • Year built: 1964

Materials

  • Roof: Composition
  • Construction materials: wood frame

Type & Style

  • Home type: MultiFamily

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Fireplace: Yes

Heating & Cooling

  • Heating features: Other
  • Cooling features: Central

Interior Area

  • Total interior livable area: 1,517 sqft

Property

Details

  • Parcel number: 07701720220000

Lot

  • Lot size: 7,800 sqft

Parking

  • Parking features: Garage - Attached

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$157$1,884
Property Taxes $812$9,744
Electricity $398$4,786
Total$4,375$52,500
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$150,000/yr
40% on housing$131,250/yr
45% on housing$116,666/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$392This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$245
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$595,000
2026-07-31Listed for sale$610,000
2024-09-24Listing removed--
2024-09-23Listed for sale$570,000
2024-07-09Listing removed--
2024-06-28Price change$565,000
2024-06-25Price change$569,000
2024-06-13Price change$575,000
2024-05-29Listed for sale$590,000
2023-09-08Sold$275,000
2022-12-21Sold$261,792

For Sale by Owner

AgentProperty Owner

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