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10395 S White Rock Rd APT B, Rancho Cordova, CA, 95670

2beds
2baths
1,111sqft
$410,000
$369price/sqft
$3,024/moest. monthly cost
$120,960/yrincome needed

About This Home

Tucked away on a quiet cul-de-sac in Rancho Cordova, this beautifully cared-for half-plex is loaded with upgrades! Enjoy paid-off solar and brand-new attic insulation keeping utilities under $100 a month. The front and backyard feature low-maintenance turf and a brand-new backyard retreat perfect for gatherings. The garage has been thoughtfully updated, and every detail reflects a home that's been truly loved. Move-in ready, energy-efficient, and in a great area. This home is ready to serve its next owner with comfort, savings, and peace of mind.

Getting Around

39
WalkingCar-Dependent
42
TransitSome Transit
62
BikeBikeable

Schools

2/10
Mills Middle SchoolGrades 6-81.3 mi
4/10
Cordova High SchoolGrades 9-121.4 mi

Construction

Condition

  • Year built: 1982

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame,Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal
  • Laundry features: In Garage

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Brick,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,111 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 07703400110000
  • Zoning: RD-10
  • Special condition: Standard

Lot

  • Lot size: 4,356 sqft
  • Features: Auto Sprinkler F&R,Cul-De-Sac,Curb(s),Grass Artificial

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$108$1,296
Property Taxes $445$5,340
Electricity $398$4,786
Total$3,024$36,288
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,680/yr
40% on housing$90,720/yr
45% on housing$80,640/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$369This listing

vs Other Active Listings

Avg $/sqft

ZIP 95670$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95670$312
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-20Listed for sale$410,000
2025-11-19Listing removed$418,000
2025-09-18Listed for sale$418,000
2023-04-10Sold$372,000
2023-03-20Pending sale$359,900
2023-03-16Listed for sale$359,900
2023-03-13Pending sale$359,900
2023-03-09Listed for sale$359,900
2019-10-25Sold$271,000
2019-09-30Pending sale$265,000
2019-09-23Listed for sale$265,000

For Sale by Agent

AgentAlex Martinez
BrokerageeXp Realty of California Inc.

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