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9223 Camden Lake Way, Elk Grove, CA, 95624

5beds
3baths
2,871sqft
$929,000
$324price/sqft
$6,436/moest. monthly cost
$257,440/yrincome needed

About This Home

Welcome to luxury living in the highly coveted Camden Passage neighborhood! This stunning 2,871 sq. ft. masterpiece perfectly blends sophisticated design with eco-conscious efficiency. The heart of the home features a chef's dream kitchen, anchored by custom Brazilian imported Titanium granite counters complete with breathtaking natural crystals and a lifetime seal, complemented by a 36 inch Italian gas stove, a Bosch 3-tier dishwasher, and instant hot water. Elegance flows through every inch of the interior, from the hand-scraped oak mocha flooring to the show-stopping 42ft red oak staircase adorned with solid brass balusters. Designed for modern versatility, the home offers 5 spacious bedrooms + FLEX room, and 3 full baths, including a convenient full bed and bath on the main level. The primary suite is a true sanctuary, boasting a spa-inspired bathroom with a curbless walk-in rain shower, a standalone soaking tub, and wrap-around wall tiles accented by gold-framed mirrors, towel warmer and his and her vanities. Beyond the aesthetics, this home is built for the future withO OWNED 10KW Kyocera solar panels (this means only $50/mo electric bill) and a sparkling pool featuring a brand-new variable speed pump and filter assembly. From the black granite and marble fireplace to the meticulously curated finishes, this residence isn't just a house, it's a lifestyle statement. Conveniently located near shopping, eateries and in the highly desirable Elk Grove School District. Just minutes to Camden Lake, walk the tree-lined streets, and enjoy the peace that comes with lake community living. Join the optional HOA and partake in the fun, community events that make this neighborhood so special.

Getting Around

52
WalkingSomewhat Walkable
0
TransitVery Limited Transit
47
BikeSomewhat Bikeable

Schools

8/10
6/10
Elk Grove High SchoolGrades 9-121.9 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Gas Oven,Built-In Gas Range,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Sink,Upper Level,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Laminate,Tile,Marble,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Radiant
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,871 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Granite Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Window

Master Bedroom

  • Features: Walk-In Closet(s)

Property

Accessibility

  • Accessibility features: Accessible Full Bath

Details

  • Parcel number: 11605100270000
  • Zoning description: RD5
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Pool/Spa Combo,Fenced
  • Fencing: Wood

Lot

  • Lot size: 7,261 sqft
  • Features: Manual Sprinkler F&R,Corner Lot,Garden,Shape Regular,Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Door Opener,Garage Faces Front,Gentle Up Driveway/Sidewalks
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,697$56,364
Home Insurance *$220$2,640
Property Taxes $904$10,848
Electricity $615$7,387
Total$6,436$77,232
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$220,662/yr
40% on housing$193,080/yr
45% on housing$171,626/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$324This listing

vs Other Active Listings

Avg $/sqft

ZIP 95624$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95624$311
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-06Price change$875,000
2026-04-15Listed for sale$899,000
2008-03-07Sold$405,000
2007-03-09Sold$513,000
2005-03-11Sold$550,000
1999-06-30Sold$270,000

For Sale by Agent

AgentKimberly Yee
BrokerageGUIDE Real Estate

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