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8964 Panamint Ct, Elk Grove, CA, 95624

5beds
3baths
2,479sqft
$680,000
$274price/sqft
$4,802/moest. monthly cost
$192,080/yrincome needed

About This Home

Camden Park Charmer! Lovingly maintained by its original owner, this exceptional 5 bedroom, 3 bath home offers the perfect blend of comfort, space, and thoughtful updates in one of the area's most sought after neighborhoods. The flexible floor plan features a desirable downstairs bedroom and full bath, ideal for guests, multi generational living, or a home office. Enjoy a spacious layout with a separate living room and formal dining room, along with an inviting family room featuring a cozy fireplace that opens seamlessly to the kitchen, creating the perfect space for everyday living and entertaining. Brand new flooring enhances the main level, while the upgraded multi zone HVAC system (2023) and owned solar provide year round comfort and energy efficiency. Upstairs, you'll find an oversized bedroom that easily doubles as a game room, media room, or second family room. Tucked away on a quiet court and just a short walk to the neighborhood park and scenic riding trails, this is the kind of home where memories are made. A rare opportunity to own a truly loved home in Camden Park!

Getting Around

34
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
6/10
Elk Grove High SchoolGrades 9-122.3 mi

Construction

Condition

  • Year built: 2000

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Gas Range,Dishwasher,Disposal,Microwave
  • Laundry features: Laundry Room,Cabinets,Ground Floor,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Space in Kitchen,Dining/Living Combo,Formal Area

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,479 sqft

Kitchen

  • Features: Breakfast Area,Pantry Cabinet,Kitchen/Family Combo,Tile Counters

Master Bathroom

  • Features: Shower Stall(s),Double Vanity,Soaking Tub,Walk-In Closet(s),Window

Property

Details

  • Parcel number: 11612400180000
  • Zoning: RD-5
  • Special condition: Standard

Features

  • Exterior features: Uncovered Courtyard
  • Fencing: Wood

Lot

  • Lot size: 5,353 sqft
  • Features: Auto Sprinkler F&R,Cul-De-Sac,Curb(s)/Gutter(s),Street Lights

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage Faces Front
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,438$41,256
Home Insurance *$161$1,932
Property Taxes $672$8,064
Electricity $531$6,379
Total$4,802$57,624
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,640/yr
40% on housing$144,060/yr
45% on housing$128,053/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$274This listing

vs Other Active Listings

Avg $/sqft

ZIP 95624$287
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95624$311
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-06Price change$660,000
2026-07-16Listed for sale$680,000
2000-08-01Sold$218,000

For Sale by Agent

AgentAlison Warren
BrokerageColdwell Banker Realty

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