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7920 Deer Water Dr, Sacramento, CA, 95823

2beds
2baths
938sqft
$429,000
$457price/sqft
$3,085/moest. monthly cost
$123,400/yrincome needed

About This Home

Move right in and enjoy this beautifully updated 2-bedroom, 2-bath home loaded with upgrades throughout. The remodeled kitchen features upgraded cabinetry, a farmhouse sink, stainless steel appliances, and a stunning Carrara marble backsplash. Fresh interior paint and newer laminate flooring create a clean, modern feel, while the updated bathrooms showcase hexagon tile floors, subway tile surrounds, and stylish recessed shower niches with herringbone accents. Additional highlights include an indoor laundry room with storage cabinets and direct garage access, fresh exterior paint, dual-pane windows throughout, and a brand-new roof installed last year. Backing to SMUD-owned land with no rear neighbors, the property offers added privacy along with a large covered patio perfect for year-round enjoyment. This turnkey home is ready for its next ownerdon't miss it!

Getting Around

18
WalkingCar-Dependent
42
TransitSome Transit
36
BikeSomewhat Bikeable

Schools

5/10
4/10
4/10
Valley High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1983

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Free-Standing Electric Range
  • Laundry features: Laundry Room,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Formal Area

Features

  • Flooring: Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s),Natural Gas
  • Cooling features: Ceiling Fan(s),Central Air,Whole House Fan

Interior Area

  • Total structure area: 0
  • Total interior livable area: 938 sqft

Kitchen

  • Features: Synthetic Counter

Master Bathroom

  • Features: Tile,Tub w/Shower Over

Master Bedroom

  • Features: Closet,Ground Floor

Property

Details

  • Parcel number: 11902920030000
  • Zoning: R-1
  • Special condition: Standard

Features

  • Exterior features: Dog Run
  • Fencing: Back Yard,Metal,Wood,Front Yard,Masonry

Lot

  • Lot size: 6,534 sqft
  • Features: Shape Regular

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Drought
Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,169$26,028
Home Insurance *$119$1,428
Property Taxes $399$4,788
Electricity $398$4,786
Total$3,085$37,020
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$105,771/yr
40% on housing$92,550/yr
45% on housing$82,266/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$457This listing

vs Other Active Listings

Avg $/sqft

ZIP 95823$183
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95823$311
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-24Price change$429,000
2026-06-02Listed for sale$450,000
2022-05-27Sold$410,000
2022-04-28Pending sale$395,000
2022-04-27Listed for sale$395,000
2021-07-02Sold$300,000
2015-03-02Sold$137,000
2008-05-30Sold$117,000
2008-03-05Listed for sale$132,900
2007-10-09Sold$160,000
2007-01-05Sold$48,158
2005-12-02Sold$165,000
2003-09-29Sold$185,000
2003-06-27Sold$48,500
1998-07-06Sold$71,500
1998-02-18Sold$105,180
1997-11-14Sold$105,180
1996-06-07Sold$95,000
1996-01-05Sold$73,686

For Sale by Agent

AgentRob Galakhov
BrokerageeXp Realty of Northern California, Inc.

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