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5109 Dipper Way, Elk Grove, CA, 95758

4beds
3baths
2,000sqft
$599,000
$300price/sqft
$4,195/moest. monthly cost
$167,800/yrincome needed

About This Home

Welcome to this beautiful home at 2000 square feet. A very desirable floor plan offering 4 bedrooms and 3 baths. A bedroom and full bath on main floor. Vaulted ceilings and tiled floors greet you as you step inside. HVAC system was replaced in 2018 with all new duct work and new water heater was replaced last year. A huge backyard for your imagination with a garden and a few fruit trees. Low maintenance backyard Close to schools and both freeways.

Getting Around

54
WalkingSomewhat Walkable
0
TransitVery Limited Transit
59
BikeBikeable

Schools

5/10
Marion Mix ElementaryGrades K-60.2 mi
4/10
7/10
Laguna Creek High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Wood

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Electric Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Dining/Family Combo

Features

  • Flooring: Carpet,Tile
  • Number of fireplaces: 2
  • Fireplace features: Living Room,Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Zoned
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 0
  • Total interior livable area: 2,000 sqft

Kitchen

  • Features: Granite Counters

Property

Details

  • Parcel number: 11907100370000
  • Zoning: res
  • Special condition: Standard

Lot

  • Lot size: 6,438 sqft
  • Features: Irregular Lot

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Inland Flooding
    Inland FloodingModerate

How This Home’s Risks Compare

Earthquake
Inland Flooding

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$147$1,764
Property Taxes $592$7,104
Electricity $428$5,146
Total$4,195$50,340
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$143,828/yr
40% on housing$125,850/yr
45% on housing$111,866/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95758$291
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95758$317
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$599,000
2015-05-18Sold$302,000

For Sale by Agent

AgentJared English
BrokerageJared English, Broker

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