8174 Finmere Way, Sacramento, CA, 95829
About This Home
Located in Sacramento's desirable Churchill Downs community, this spacious 4-bedroom home stands out with its versatile layout, 3 full bathrooms, and a rare 3-car garageperfect for growing households or those needing extra space. Inside, you'll find an expansive and functional floor plan designed for both everyday living and entertaining. Multiple living areas offer flexibility, while the open-concept flow and high ceilings create a bright, inviting atmosphere. A convenient downstairs bedroom and full bath provide an ideal setup for guests, a home office, or multigenerational living. The updated kitchen is a standout feature, complete with brand-new stainless steel GE appliances, modern finishes, and a layout that seamlessly connects to the main living spaces. Whether hosting or enjoying a quiet night in, this kitchen is built for both style and function. Step outside to a large, flat lot offering endless potentialperfect for creating your dream backyard, entertaining space, or garden retreat. Situated in a quiet, well-maintained neighborhood with no through traffic, this home is just moments from parks, shopping, dining, and convenient access to Elk Grove amenities, including Sky River Casino. A true opportunity for move-up buyers, families, or anyone seeking comfort, space, and location.
Getting Around
Car-Dependent
No Nearby Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1993
Materials
- Foundation: Slab
- Roof: Spanish Tile
- Construction materials: Concrete,Stucco,Frame,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Dishwasher,Microwave
- Laundry features: Hookups Only,Inside Room
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Dining Room
- Features: Formal Room,Dining/Living Combo
Features
- Flooring: Carpet,Tile,Luxury Vinyl Plank
- Number of fireplaces: 1
- Fireplace features: Brick
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 2,235 sqft
Kitchen
- Features: Quartz Counter,Kitchen Island
Master Bathroom
- Features: Shower Stall(s),Soaking Tub,Quartz
Master Bedroom
- Features: Walk-In Closet
Property
Details
- Parcel number: 12104500270000
- Attached to another structure: Yes
- Zoning description: RD-5
- Special condition: Standard
Lot
- Lot size: 6,799 sqft
- Features: Manual Sprinkler F&R,Curb(s)/Gutter(s)
Parking
- Total spaces: 3
- Parking features: Attached,Side By Side,Garage Faces Front
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Wildfire
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,135 | $37,620 |
| Home Insurance * | $151 | $1,812 |
| Property Taxes | $585 | $7,020 |
| Electricity | $479 | $5,751 |
| Total | $4,350 | $52,200 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-09 | Listed for sale | $643,000 |
| 2025-12-01 | Listing removed | $669,900 |
| 2025-08-22 | Listed for sale | $669,900 |
| 2018-06-26 | Listing removed | $419,999 |
| 2018-06-25 | Price change | $419,999 |
| 2018-06-08 | Listed for sale | $430,000 |
| 2007-07-09 | Sold | $399,000 |
| 1994-04-28 | Sold | $205,500 |
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