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2659 Liberty Gardens Dr, Florissant, MO, 63031

2beds
3baths
896sqft
$158,000
$176price/sqft
$1,262/moest. monthly cost
$50,480/yrincome needed

About This Home

Honey, stop the car!!! Welcome home to this charming 2-bedroom, 3-bath ranch in Florissant. This home features an open floor plan with vaulted ceilings in the main living area and high ceilings throughout, creating a comfortable living space and ample room for entertaining. The main-floor laundry room is conveniently located near the bedrooms, and the primary suite includes a private ensuite bathroom and bay windows overlooking the fully fenced backyard. The kitchen is equipped with stainless steel appliances, a pantry for extra storage, and a breakfast bar perfect for casual dining or gathering with guests. Step outside to enjoy the fenced backyard and patio—ideal for relaxing or entertaining on warm days. Perfect starter home, or for those looking to downsize! Schedule your showing today to see all this home has to offer!

Getting Around

27
WalkingCar-Dependent
0
TransitNo Nearby Transit
39
BikeSomewhat Bikeable

Schools

2/10
1/10
North Middle SchoolGrades 6-82.3 mi
2/10

Construction

Condition

  • Year built: 1993

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Stainless Steel Appliance(s),Dishwasher,Gas Range,Refrigerator,Gas Water Heater
  • Laundry features: Electric Dryer Hookup,Laundry Room,Main Level,Washer Hookup

Basement

  • Has basement: Yes
  • Basement: Concrete,Full,Sump Pump,Unfinished

Bedroom

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 154
  • Dimensions: 14x11

Bedroom2

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 100
  • Dimensions: 10x10

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Dining Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 110
  • Dimensions: 11x10

Features

  • Breakfast Bar,Ceiling Fan(s),Dining/Living Room Combo,High Ceilings,Laminate Counters,Lever Faucets,Open Floorplan,Pantry,Shower,Storage,Tub,Vaulted Ceiling(s)
  • Door features: Panel Door(s),Sliding Doors,Storm Door(s)
  • Window features: Bay Window(s),Screens,Tilt-In Windows
  • Flooring: Carpet,Vinyl
  • Finished area above ground: 896

Heating & Cooling

  • Heating features: Forced Air,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 896
  • Total interior livable area: 896 sqft

Kitchen

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 99
  • Dimensions: 11x9

Laundry

  • Features: Floor Covering: Vinyl
  • Level: Main
  • Area: 36
  • Dimensions: 6x6

Living Room

  • Features: Floor Covering: Carpeting
  • Level: Main
  • Area: 182
  • Dimensions: 14x13

Property

Details

  • Parcel number: 06J440368
  • Special condition: Standard

Features

  • Levels: One
  • Exterior features: Entry Steps/Stairs,Private Yard
  • Fencing: Back Yard,Fenced,Full,Vinyl

Lot

  • Lot size: 3,484 sqft
  • Features: Back Yard,Cul-De-Sac,Level,Some Trees

Parking

  • Total spaces: 1
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Off Street
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $798$9,576
Home Insurance *$173$2,076
Property Taxes $150$1,800
Electricity $141$1,693
Total$1,262$15,144
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$43,268/yr
40% on housing$37,860/yr
45% on housing$33,653/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$176This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$122
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-18Price change$169,000
2026-04-09Price change$172,000
2026-03-18Listed for sale$176,000
2025-12-26Sold--
2002-08-12Sold--
2001-04-24Sold--
2001-01-10Sold--

For Sale by Agent

AgentHeather Underwood
BrokerageGold Bell Real Estate LLC

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