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13971 Christensen Rd, Galt, CA, 95632

4beds
2baths
1,456sqft
$489,000
$336price/sqft
$3,596/moest. monthly cost
$143,840/yrincome needed

About This Home

Exceptional opportunity for investors and contractors! Situated on a spacious parcel in a desirable rural Galt location, this property is a major fixer with tremendous potential. The home requires a complete interior remodel and replacement of some major systems and components. Bring your tools, imagination, and renovation expertise to restore or reimagine this property. The value lies in the location, land, and opportunity to transform this property into something special.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

6/10
Galt High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1999

Materials

  • Foundation: Slab
  • Roof: Composition,Other
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Farmhouse
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Space in Kitchen,Dining/Living Combo

Features

  • Flooring: Other

Heating & Cooling

  • Heating features: Other
  • Cooling features: Other

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,456 sqft

Kitchen

  • Features: Pantry Cabinet

Property

Details

  • Parcel number: 14801520850000
  • Zoning: AR-2
  • Special condition: Standard,Other
  • Horse amenities: Pasture,Other

Features

  • Levels: One
  • Stories: 1
  • Horses can be raised: Yes

Lot

  • Lot size: 1.84 Acres
  • Features: Other

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Side
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Drought
    DroughtModerate
  • Earthquake
    EarthquakeModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Drought
Earthquake
Wildfire

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,472$29,664
Home Insurance *$125$1,500
Property Taxes $601$7,212
Electricity $398$4,786
Total$3,596$43,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$123,291/yr
40% on housing$107,880/yr
45% on housing$95,893/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$336This listing

vs Other Active Listings

Avg $/sqft

ZIP 95632$286
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95632$314
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-06Pending sale$489,000
2026-07-28Listed for sale$489,000
2000-06-30Sold$188,000
1999-07-28Sold$55,000

For Sale by Agent

AgentLeanne Slaton
BrokerageKeller Williams Realty

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