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1265 Central Pkwy, Florissant, MO, 63031

4beds
2baths
1,352sqft
$244,000
$180price/sqft
$1,872/moest. monthly cost
$74,880/yrincome needed

About This Home

Move-in ready 4-bedroom, 2-bathroom ranch home in Florissant, Missouri 63031 with approximately 1,352 square feet of living space, plus a full unfinished basement primed for a home gym, workshop, or future finished living area. The updated kitchen anchors the main level with granite countertops, stainless steel appliances, tile backsplash, and ample cabinet storage. An open flow connects the kitchen to the dining area, and sliding glass doors lead directly to a concrete patio and level backyard with mature trees, outdoor space designed for grilling, entertaining, or quiet evenings that stretch longer than planned. The living room features a large front window that fills the space with natural light. Updated flooring runs throughout the main living areas. Four bedrooms, all on the main level, offer a layout that works for households of any configuration, a rarity among ranch-style homes in this Florissant neighborhood. Two updated full bathrooms include a walk-in shower and a tub/shower combination. Recent property updates include HVAC servicing, electrical panel improvements, plumbing repairs, and roof maintenance, the kind of behind-the-scenes work that keeps a home running without surprises. The full unfinished basement adds square footage for storage, hobbies, or a future expansion project on your own timeline. Located in North St. Louis County, 1265 Central Parkway sits near Koch Park, with shopping and dining along Dunn Road and quick access to I-270 for commuting across the St. Louis metro. Florissant, MO 63031. A 4-bedroom ranch with an updated kitchen, basement expansion potential, and a backyard ready for the life you're planning.

Getting Around

19
WalkingCar-Dependent
0
TransitNo Nearby Transit
49
BikeSomewhat Bikeable

Schools

1/10
Walker Elementary SchoolGrades PK-50.4 mi
3/10
Northwest Middle SchoolGrades 6-80.6 mi
3/10

Construction

Condition

  • Year built: 1964

Materials

  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 4

Features

  • Finished area above ground: 1,352

Heating & Cooling

  • Heating features: Forced Air
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,352
  • Total interior livable area: 1,352 sqft

Property

Details

  • Parcel number: 06K341071
  • Special condition: Standard

Features

  • Levels: One

Lot

  • Lot size: 8,576 sqft
  • Features: Back Yard,Front Yard

Parking

  • Total spaces: 1
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Heat Wave
    Heat WaveVery High
  • Cold Wave
    Cold WaveModerate
  • Hail
    HailModerate
  • Lightning
    LightningModerate
  • Winter Weather
    Winter WeatherModerate

How This Home’s Risks Compare

Heat Wave
Cold Wave
Hail
Lightning
Winter Weather

FEMA Declared Disasters Across Missouri Counties

Fire
Flood
Severe Storm
Straight Line Winds
Tornado

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,233$14,796
Home Insurance *$267$3,204
Property Taxes $231$2,772
Electricity $141$1,693
Total$1,872$22,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$64,182/yr
40% on housing$56,160/yr
45% on housing$49,920/yr

Missouri FAIR Plan Programs

Missouri Property Insurance Placement Facility

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 2,041Commercial: 84
Total Premiums$2.35M
Total Exposure$198.26M

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 2.9%
2.9%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$180This listing

vs Other Active Listings

Avg $/sqft

ZIP 63031$121
St. Louis County$161

vs Homes Sold Last Month

Median $/sqft

ZIP 63031$137
St. Louis County$160

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-02-11Price change$244,000
2025-11-20Listed for sale$250,000
2025-08-07Sold--

For Sale by Agent

AgentCheryl R Carosone
BrokerageCampbell House & Home

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