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4840 Dover Ln Unit 406, Sacramento, CA, 95842

2beds
2baths
1,056sqft
$255,000
$241price/sqft
$2,005/moest. monthly cost
$80,200/yrincome needed

About This Home

Welcome to this beautifully maintained, single-story upper-level home featuring 2 generously sized bedrooms and 2 full bathrooms in a gated community. Step into a bright and inviting living room with soaring cathedral ceilings, a cozy fireplace, and an abundance of natural light. Enjoy peaceful mornings or relaxing evenings on your private covered balcony, surrounded by lush landscaping and mature redwood trees that offer both beauty and privacy. Additional highlights include: in-unit laundry for your convenience, a private garage plus ample guest parking, central location just minutes from major shopping centers and freeway access. The community offers a resort-style living experience with a sparkling pool & spa, tennis and basketball courts, and a welcoming clubhouse all just steps from your front door. Whether you're a first-time buyer, downsizing, or looking for an investment, this home offers the perfect blend of comfort, privacy, and accessibility. Don't miss out on this opportunity!

Getting Around

36
WalkingCar-Dependent
21
TransitMinimal Transit
60
BikeBikeable

Schools

8/10
4/10
Highlands High SchoolGrades 9-120.9 mi

Construction

Condition

  • Year built: 1993

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Concrete,Stucco,Wood

Type & Style

  • Home type: Condo
  • Architectural style: Contemporary
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Ice Maker,Dishwasher,Dryer,Washer
  • Laundry features: Laundry Closet,Inside

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Laminate,Tile
  • Number of fireplaces: 1
  • Fireplace features: Insert,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 1,056 sqft

Kitchen

  • Features: Tile Counters

Property

Details

  • Parcel number: 21905200040018
  • Attached to another structure: Yes
  • Zoning description: RD-10
  • Special condition: Standard

Features

  • Entry location: Close to Clubhouse,Upper Level
  • Private pool: Yes
  • Pool features: In Ground,Community,Pool/Spa Combo,Fenced
  • Exterior features: Balcony
  • Fencing: Gated Driveway/Sidewalks

Lot

  • Features: Close to Clubhouse

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage Faces Front,Guest,Gated
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,289$15,468
Home Insurance *$67$804
Property Taxes $251$3,012
Electricity $398$4,786
Total$2,005$24,060
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$68,742/yr
40% on housing$60,150/yr
45% on housing$53,466/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$241This listing

vs Other Active Listings

Avg $/sqft

ZIP 95842$169
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95842$331
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$280,000
2025-12-08Price change$285,000
2025-11-05Price change$295,000
2025-10-10Price change$305,000
2025-07-31Listed for sale$315,000
2019-05-01Sold$220,000
2019-03-27Pending sale$215,000
2019-03-15Listed for sale$215,000
2009-04-30Sold$100,000
2008-10-06Sold$97,750
2004-10-12Sold$219,000
2001-04-30Sold$115,000
1994-03-04Sold$99,000

For Sale by Agent

AgentWendolyn White
BrokerageRealty One Group Complete

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