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7423 Woodville Ln, Sacramento, CA, 95842

4beds
3baths
1,540sqft
$469,000
$305price/sqft
$3,348/moest. monthly cost
$133,920/yrincome needed

About This Home

2.750% ASSUMABLE FHA LOAN! Qualified buyers may have the opportunity to assume the seller's existing FHA loan with a fixed 2.750% interest rate, subject to lender approval and qualification. Welcome to this inviting home in the gated Woodleaf Village community, where comfort, functionality, and location come together. Step inside to soaring ceilings and an abundance of natural light that create an open, welcoming feel throughout. The thoughtfully designed floor plan features spacious living areas, a versatile loft, and seamless flow that's perfect for both everyday living and entertaining. Situated on one of the largest lots in the neighborhood with an extended driveway, there's plenty of room to relax, host guests, and enjoy the outdoors. Residents also enjoy access to a private pool and clubhouse, all conveniently located near shopping, dining, parks, and commuter routes. With a larger lot, gated community amenities, and the potential to assume a 2.750% fixed-rate FHA loan, this home offers a financing opportunity that's increasingly hard to find.

Getting Around

24
WalkingCar-Dependent
17
TransitMinimal Transit
58
BikeBikeable

Schools

8/10
4/10
Highlands High SchoolGrades 9-121.1 mi

Construction

Condition

  • Year built: 1998

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Stucco,Frame,Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Area

Features

  • Flooring: Carpet,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 0
  • Total interior livable area: 1,540 sqft

Kitchen

  • Features: Pantry Cabinet

Property

Details

  • Parcel number: 21906600810000
  • Zoning: res
  • Special condition: Standard

Lot

  • Lot size: 4,003 sqft
  • Features: Close to Clubhouse,Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Door Opener,Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,371$28,452
Home Insurance *$123$1,476
Property Taxes $456$5,472
Electricity $398$4,786
Total$3,348$40,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$114,788/yr
40% on housing$100,440/yr
45% on housing$89,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$305This listing

vs Other Active Listings

Avg $/sqft

ZIP 95842$166
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95842$331
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-13Price change$480,000
2026-07-22Listed for sale$469,000
2020-08-11Sold$355,000
2020-07-03Pending sale$349,500
2020-06-16Listed for sale$349,500
2003-02-28Sold$217,000
1998-06-22Sold$141,500

For Sale by Agent

AgentAndy Solis
BrokerageRealty Of America

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