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4720 Oak Ford Way, Sacramento, CA, 95842

4beds
2baths
1,425sqft
$399,000
$280price/sqft
$2,885/moest. monthly cost
$115,400/yrincome needed

About This Home

Discover the potential at 4720 Oak Ford Way! This Sacramento home offers an exciting opportunity for buyers looking to personalize a property and build equity. With a functional layout, generous driveway space, and an established neighborhood setting, the home provides a solid foundation for thoughtful improvements and creative updates. Bring your vision and transform this property into a comfortable primary residence or a promising investment. Conveniently located near shopping, schools, parks, and major commuter routes. A great opportunity for buyers ready to unlock this homes full potential!

Getting Around

44
WalkingCar-Dependent
26
TransitSome Transit
55
BikeBikeable

Schools

3/10
4/10
4/10
Foothill High SchoolGrades 9-120.4 mi

Construction

Condition

  • Year built: 1972

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence,Residential

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: NoFormalDiningRoom

Family Room

  • Features: SeparateFamilyRoom

Features

  • Number of fireplaces: 1
  • Fireplace features: Wood Burning

Heating & Cooling

  • Heating features: Central Forced Air
  • Cooling features: None

Interior Area

  • Total structure area: 1,425
  • Total interior livable area: 1,425 sqft

Property

Details

  • Parcel number: 22004650070000
  • Zoning: RD-5
  • Special condition: RealEstateOwned

Features

  • Stories: 1

Lot

  • Lot size: 6,970 sqft

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$104$1,248
Property Taxes $366$4,392
Electricity $398$4,786
Total$2,885$34,620
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$98,914/yr
40% on housing$86,550/yr
45% on housing$76,933/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 95842$167
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95842$331
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-14Pending sale$399,000
2026-08-03Listed for sale$399,000
2026-07-24Sold$335,160

For Sale by Agent

AgentAlfred Younan
BrokerageMetro Realty Pros

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