121 Prospector Ct, Folsom, CA, 95630
About This Home
Welcome to this beautifully updated 2,105 sq. ft. custom home nestled on a spacious .38-acre lot in one of Folsom's desirable neighborhoods. Offering 3 bedrooms, 2.5 bathrooms, exceptional craftsmanship, and thoughtful design, this home perfectly blends comfort, functionality, and outstanding indoor-outdoor living. The unique floor plan provides an ideal separation of living spaces, with all three bedrooms, the laundry room, and 1.5 bathrooms located on the lower level, creating a peaceful and private retreat away from the main entertaining areas. The primary suite features a walk-in closet and a stylish barn door leading to the beautifully updated bathroom. At the heart of the home is a spectacular custom kitchen anchored by a stunning raw-edged granite slab island featuring two retractable charging stations, a convenient mixer lift, abundant storage, and exceptional custom details. Additional highlights include a full-size copper sink, Wolf gas double oven with grill, custom quiet-close cabinetry, built-in beverage refrigerator, and a walk-in pantry with skylight. Extensive upgrades throughout include hardwood flooring, fresh interior paint, new windows, updated sliding glass doors, recessed lighting, granite window sills, custom built-ins, in-ceiling surround sound, whole-house fan, leased solar, and a tankless water heater. Step outside to your private backyard oasis featuring a sparkling pool and spa, new Trex decking, a gazebo dining area, built-in BBQ island with gas and water hookups, gas fire pit, 20' x 40' garden area, artificial turf, and a solar-vented storage shed. Additional amenities include a new garage door, 220V electrical service, and RV parking with water and sewer hookups. Ideally located near Black Miners Bar, the American River Parkway, Folsom's extensive trail system, Greenback Lane, shopping, dining, and everyday conveniences, this one-of-a-kind property offers the perfect combination of custom design, quality upgrades, and an exceptional lifestyle.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Raised,Slab
- Roof: Composition
- Construction materials: Wood
Type & Style
- Home type: SingleFamily
- Architectural style: Ranch
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Free-Standing Gas Range,Range Hood,Ice Maker,Dishwasher,Disposal,Microwave,Plumbed For Ice Maker,Tankless Water Heater
- Laundry features: Cabinets,Inside
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- Partial bathrooms: 1
Dining Room
- Features: Bar,Formal Area
Features
- Flooring: Luxury Vinyl Plank
Heating & Cooling
- Heating features: Central
- Cooling features: Ceiling Fan(s),Central Air,Whole House Fan
Interior Area
- Total structure area: 0
- Total interior livable area: 2,105 sqft
Kitchen
- Features: Pantry Closet,Granite Counters,Kitchen Island
Master Bathroom
- Features: Shower Stall(s),Double Vanity,Window
Master Bedroom
- Features: Ground Floor,Walk-In Closet
Property
Details
- Parcel number: 22305500530000
- Zoning: R-1-ML
- Special condition: Standard
Features
- Levels: Two
- Stories: 2
- Private pool: Yes
- Pool features: In Ground,Salt Water,Gunite
- Exterior features: Outdoor Grill,Fire Pit
- Topography of land: Lot Grade Varies,Lot Grade Varies
Lot
- Lot size: 0.38 Acres
- Features: Auto Sprinkler F&R,Cul-De-Sac,Private,Garden,Grass Artificial,Greenbelt,Landscape Back,Landscape Front
Parking
- Total spaces: 5
- Parking features: Attached,RV Access/Parking,RV Possible,RV Storage,Garage Door Opener,Garage Faces Front,Level Driveway/Sidewalks
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
- Uncovered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Earthquake
- Inland Flooding
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,353 | $52,236 |
| Home Insurance * | $187 | $2,244 |
| Property Taxes | $844 | $10,128 |
| Electricity | $451 | $5,416 |
| Total | $5,835 | $70,020 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-09 | Pending sale | $860,900 |
| 2026-07-21 | Price change | $860,900 |
| 2026-06-23 | Listed for sale | $879,900 |
| 2001-08-01 | Sold | $254,000 |
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