See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

7458 Black Tree Ln, Citrus Heights, CA, 95610

3beds
3baths
2,098sqft
$480,000
$229price/sqft
$3,472/moest. monthly cost
$138,880/yrincome needed

About This Home

Welcome to the desirable Oak Crest Village! This spacious 3 bedroom 2.5 bath residence offers over 2000 sqft of comfortable living space. Tucked away in a quiet, gated community, this home provides the perfect balance of security, serenity and everyday convenience. Enjoy the sense of privacy and peaceful surroundings with beautifully maintained grounds and scenic walking trails just steps from your door - ideal for morning strolls, evening unwinds or simply to enjoy the outdoors. Come check out this woodsy community before it's too late!

Getting Around

17
WalkingCar-Dependent
0
TransitVery Limited Transit
48
BikeSomewhat Bikeable

Schools

4/10
Woodside K-8Grades K-80.3 mi
3/10
San Juan High SchoolGrades 9-122.2 mi

Construction

Condition

  • Year built: 1990

Materials

  • Foundation: Slab
  • Roof: Tile
  • Construction materials: Wood,Wood Siding

Type & Style

  • Home type: Condo
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Water Heater,Dishwasher,Disposal,Microwave,Free-Standing Electric Range,Dryer,Washer
  • Laundry features: Cabinets,Electric Dryer Hookup,Inside,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • Partial bathrooms: 1

Dining Room

  • Features: Dining/Living Combo

Features

  • Flooring: Carpet,Simulated Wood,Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Raised Hearth,Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,098 sqft

Kitchen

  • Features: Pantry Cabinet,Granite Counters,Stone Counters

Property

Details

  • Parcel number: 22408500540000
  • Attached to another structure: Yes
  • Zoning description: RD5
  • Special condition: Standard

Features

  • Entry location: Close to Clubhouse
  • Private pool: Yes
  • Pool features: Community
  • Fencing: Other

Lot

  • Lot size: 3,920 sqft
  • Features: Low Maintenance

Parking

  • Total spaces: 2
  • Parking features: Garage Faces Front,Guest
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

No climate risk data available.

How This Home’s Risks Compare

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,427$29,124
Home Insurance *$126$1,512
Property Taxes $470$5,640
Electricity $449$5,398
Total$3,472$41,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,040/yr
40% on housing$104,160/yr
45% on housing$92,586/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$229This listing

vs Other Active Listings

Avg $/sqft

ZIP 95610$242
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95610$313
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-09Price change$500,000
2026-02-20Listed for sale$525,000
2021-07-22Sold$480,000
2021-07-20Pending sale$499,950
2021-07-20Listing removed--
2021-06-28Pending sale$499,950
2021-06-06Price change$499,950
2021-05-20Listed for sale$525,000

For Sale by Agent

AgentTara Trujillo, eXp Realty of California Inc.
BrokerageeXp Realty of California Inc.

Similar Homes