95 Saginaw Cir, Sacramento, CA, 95833
About This Home
SELLER OFFERING A CREDIT FOR 3-2-1 RATE BUY DOWN. Welcome to a home that perfectly balances modern comfort with timeless warmth. From the moment you step inside, your eyes are drawn to the stunning brick fireplace, a cozy focal point that sets a grand yet inviting tone for the entire home. The spacious, open-concept layout seamlessly connects the living room to the formal dining area, creating an expansive environment ideal for hosting and entertaining. This home offers true peace of mind with significant recent upgrades, including fresh interior paint, a brand-new HVAC system with updated vents and a newer water heater. Perfectly situated just minutes from the vibrant energy of downtown Sacramento, you'll enjoy easy access to premier dining, local coffee shops, and world-class entertainment at the Golden 1 Center. Combining turn-key comfort with an unbeatable location, this property is ready to welcome its next chapter. VA ASSUMABLE LOAN WITH LOW INTEREST RATE.
Getting Around
Somewhat Walkable
Some Transit
BikeableSchools
Construction
Condition
- Year built: 1985
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Wood,Wood Siding
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Range Hood,Dishwasher
- Laundry features: Laundry Closet,Hookups Only,Inside
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Features: Breakfast Nook,Formal Area
Features
- Flooring: Laminate,Linoleum,Tile
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
Heating & Cooling
- Heating features: Central,Fireplace(s)
- Cooling features: Ceiling Fan(s),Central Air
Interior Area
- Total interior livable area: 1,224 sqft
Kitchen
- Features: Tile Counters
Property
Details
- Parcel number: 22507330060000
- Zoning description: R-1A-P
- Special condition: Standard
Lot
- Lot size: 3,484 sqft
- Features: Low Maintenance
Parking
- Total spaces: 2
- Parking features: Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
No climate risk data available.
How This Home’s Risks Compare
FEMA Declared Disasters in Sacramento County and California
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $104 | $1,248 |
| Property Taxes | $562 | $6,744 |
| Electricity | $398 | $4,786 |
| Total | $3,081 | $36,972 |
Income You'd Need if You Spent...
California FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-05-05 | Price change | $421,500 |
| 2026-03-19 | Listed for sale | $422,000 |
| 2026-03-02 | Listing removed | $422,500 |
| 2026-02-12 | Price change | $422,500 |
| 2025-12-20 | Listed for sale | $425,000 |
| 2021-05-13 | Sold | $327,000 |
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