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100 Baldwin Lake Cir, Folsom, CA, 95630

5beds
5baths
3,945sqft
$880,000
$223price/sqft
$6,287/moest. monthly cost
$251,480/yrincome needed

About This Home

This stunning Tudor-style residence in Folsom blends timeless architecture with modern comfort, offering a rare opportunity to own a home defined by character, distinction, and thoughtful upgrades. Situated on a large, generously sized lot, the property provides exceptional space, privacy, and versatility creating the perfect balance of refined indoor living and expansive outdoor enjoyment. Impeccably maintained and rich in architectural detail, the home welcomes you with warmth and elegance from the moment you arrive. Inside, a breathtaking living room showcases soaring vaulted ceilings accented by exposed wood beams, creating dramatic vertical space while maintaining an inviting, intimate feel. A beautiful fireplace anchors the room as a cozy focal point for gatherings, while custom built-in shelving adds both sophistication and everyday functionality. The thoughtfully designed kitchen inspires both cooking and connection. Elegant stone countertops pair seamlessly with classic shaker cabinetry, offering abundant storage and timeless appeal. A spacious peninsula provides the ideal setting for meal preparation, casual dining, or entertaining guests. A stylish backsplash and distinctive wood ceiling further enhance the home's architectural charm and cohesive design. Each bedroom serves as a refined retreat, complete with detailed crown molding that adds a touch of classic elegance. The bathroom is designed for comfort and convenience, featuring a generous double vanity with ample space for daily routines. A dedicated laundry room adds practicality, while owned solar delivers energy efficiency and long-term savings without the burden of a leasean increasingly valuable feature for today's homeowner. Outdoors, the expansive lot truly shines. The beautifully designed resort-style pool is the centerpiece of the backyard oasis, sparkling under the sun and complemented by an exhilarating water slide for added fun. The fenced yard offers an expansive deck and charming patio ideal for entertaining, lounging poolside, or enjoying warm evenings under the open sky. A serene sunroom allows for year-round relaxation, while the balcony captures picturesque mountain views that elevate everyday living. Adding even more value and flexibility, the space above the garage presents exciting potential for a future ADU conversion ideal for multigenerational living, guest accommodations, a private office, or possible rental income.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
Sutter Middle SchoolGrades 6-82.6 mi
10/10
Folsom High SchoolGrades 9-124.5 mi

Construction

Condition

  • Year built: 1995

Materials

  • Foundation: Raised
  • Roof: Composition
  • Construction materials: Wood

Type & Style

  • Home type: SingleFamily
  • Architectural style: Tudor
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Free-Standing Refrigerator,Gas Cooktop,Range Hood,Dishwasher,Microwave
  • Laundry features: Laundry Room,Sink,Inside Room

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 5
  • Full bathrooms: 4
  • Partial bathrooms: 1

Dining Room

  • Features: Formal Room,Formal Area

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 3,945 sqft

Kitchen

  • Features: Granite Counters,Kitchen/Family Combo

Property

Details

  • Parcel number: 22702800190000
  • Zoning description: RES
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground
  • Exterior features: Balcony
  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 0.59 Acres
  • Features: Auto Sprinkler F&R,Curb(s)/Gutter(s),Street Lights,Landscape Back,Landscape Front

Parking

  • Total spaces: 4
  • Parking features: Attached,Boat,RV Possible,Garage Door Opener,Uncovered Parking Spaces 2+
  • Has garage: Yes
  • Attached garage spaces: 4
  • Covered spaces: 4
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,449$53,388
Home Insurance *$191$2,292
Property Taxes $802$9,624
Electricity $845$10,151
Total$6,287$75,444
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$215,554/yr
40% on housing$188,610/yr
45% on housing$167,653/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 95630$327
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95630$370
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-16Price change$999,999
2026-02-13Listed for sale$1,099,000
2021-09-30Sold$875,000
2021-08-17Pending sale$875,000
2021-08-03Listed for sale$875,000
2021-06-09Pending sale$875,000
2021-06-03Listed for sale$875,000
2018-10-06Listing removed$3,750
2018-09-26Listed for rent$3,750
2018-01-26Listing removed$799,000
2017-12-07Price change$799,000
2017-08-26Price change$825,000
2017-05-14Listed for sale$875,000

For Sale by Agent

AgentJohnny Jennings, Made 4 More Realty, Valary Jennings, Made 4 More Realty
BrokerageMade 4 More Realty

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