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5638 Cypress Point Dr, Citrus Heights, CA, 95610

2beds
2baths
1,378sqft
$399,000
$290price/sqft
$2,918/moest. monthly cost
$116,720/yrincome needed

About This Home

Welcome to this beautifully updated 2-bedroom, 2-bathroom half-plex in the heart of Citrus Heights. From the moment you step inside, you're greeted by a striking centrally located stone fireplace that creates a warm and inviting focal point, seamlessly connecting the entry to the cozy family room. The home features brand-new luxury vinyl plank flooring and fresh interior paint throughout, offering a modern, move-in-ready feel. The nicely remodeled kitchen is sure to impress with stainless steel appliances, new quartz countertops, and ample space for cooking and gathering. Enjoy both formal living and dining areas, highlighted by a charming skylight that fills the space with natural light. The primary bedroom is a private retreat, complete with outdoor access, multiple closets, and its own skylight for added brightness. Additional features include a 2-car garage, a covered back patio perfect for relaxing or entertaining, and a fenced front yard for added privacy and curb appeal. Conveniently located just minutes from a wide variety of shopping, dining, and entertainment options, this home offers both comfort and convenience in a desirable location.

Getting Around

66
WalkingSomewhat Walkable
0
TransitVery Limited Transit
53
BikeBikeable

Schools

4/10
5/10
8/10
Bella Vista High SchoolGrades 9-120.8 mi

Construction

Condition

  • Year built: 1977

Materials

  • Foundation: Slab
  • Roof: Shingle,Composition
  • Construction materials: Frame,Wood

Type & Style

  • Home type: MultiFamily
  • Property subType: Multi Family

Interior

Appliances

  • Appliances included: Gas Water Heater,Dishwasher,Microwave,Free-Standing Electric Range
  • Laundry features: Cabinets,Laundry Closet,Electric Dryer Hookup,Ground Floor

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Features: Dining/Living Combo,Formal Area

Features

  • Flooring: Luxury Vinyl Plank
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Stone
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Fireplace(s)
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 1,378 sqft

Kitchen

  • Features: Pantry Cabinet,Slab Counter,Kitchen/Family Combo

Master Bathroom

  • Features: Closet,Shower Stall(s),Skylight/Solar Tube

Master Bedroom

  • Features: Closet,Ground Floor,Outside Access

Property

Details

  • Parcel number: 23304800580000
  • Attached to another structure: Yes
  • Zoning description: RD10
  • Special condition: Standard

Features

  • Fencing: Back Yard,Fenced

Lot

  • Lot size: 4,356 sqft
  • Features: Curb(s),Curb(s)/Gutter(s)

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage Faces Front,Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,017$24,204
Home Insurance *$105$1,260
Property Taxes $398$4,776
Electricity $398$4,786
Total$2,918$35,016
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,045/yr
40% on housing$87,540/yr
45% on housing$77,813/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$290This listing

vs Other Active Listings

Avg $/sqft

ZIP 95610$242
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95610$313
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-12Pending sale$419,000
2026-04-16Listed for sale$419,000
2026-02-26Sold$306,000
2021-03-09Listing removed--
2018-09-22Listing removed$1,550
2018-09-15Listed for rent$1,550
2017-02-27Listing removed$1,375
2017-02-21Listed for rent$1,375

For Sale by Agent

AgentFernando Mota Joaquin
BrokerageeXp Realty of California Inc.

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