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4206 Zephyr Way, Sacramento, CA, 95821

5beds
3baths
2,402sqft
$719,950
$300price/sqft
$5,072/moest. monthly cost
$202,880/yrincome needed

About This Home

Exquisite Bel Air Estate: A Timeless Blend of Charm and Modern Luxury Discover true craftsmanship in this stunning 5-bedroom, 3-bath residence, nestled in the highly sought-after Bel Air Estate neighborhood. Custom hardwood floors flow throughout, showcasing the home's amazing old-world charm while offering contemporary elegance. Entertain with ease in the spacious living room, separate family room, and formal dining room. The upgraded kitchen is a chef's delight, featuring gleaming granite countertops and top-of-the-line stainless steel appliances. All bathrooms have been meticulously updated for your comfort. A convenient main floor bedroom and full bath provide ideal accommodations for guests or in-laws. Step outside to your private oasis, complete with a sparkling pool, inviting gazebo, and a spacious patio perfect for summer barbecues and outdoor entertaining. Enjoy an unbeatable location, just a short walk to Mira Loma High School and close to American River College (ARC). This exceptional property offers a rare opportunity to own a home of distinction in a premier community. Schedule your private showing today and experience the unparalleled beauty of this Bel Air gem.

Getting Around

25
WalkingCar-Dependent
35
TransitSome Transit
49
BikeSomewhat Bikeable

Schools

6/10
Mira Loma High SchoolGrades 9-120.5 mi

Construction

Condition

  • Year built: 1970

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Frame

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Cooktop,Range Hood,Dishwasher,Microwave,Double Oven
  • Laundry features: Hookups Only,Inside

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Dining Room

  • Features: Breakfast Nook,Formal Area

Features

  • Flooring: Tile,Wood
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total interior livable area: 2,402 sqft

Kitchen

  • Features: Breakfast Area,Granite Counters

Master Bedroom

  • Features: Walk-In Closet

Property

Details

  • Parcel number: 24003000480000
  • Zoning description: Rd-4
  • Special condition: Standard

Features

  • Private pool: Yes
  • Pool features: In Ground,Fenced
  • Exterior features: Outdoor Grill

Lot

  • Lot size: 8,276 sqft
  • Features: Landscape Front

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingVery High
  • Earthquake
    EarthquakeModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake

FEMA Declared Disasters in Sacramento County and California

Earthquake
Flood
Mud Landslide
Severe Ice Storm
Severe Storm
Snowstorm
Straight Line Winds
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,640$43,680
Home Insurance *$192$2,304
Property Taxes $725$8,700
Electricity $515$6,180
Total$5,072$60,864
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$173,897/yr
40% on housing$152,160/yr
45% on housing$135,253/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 7.7%
7.7%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 0.9%
0.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$300This listing

vs Other Active Listings

Avg $/sqft

ZIP 95821$246
Sacramento County$265

vs Homes Sold Last Month

Median $/sqft

ZIP 95821$325
Sacramento County$320

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-05Listed for sale$799,950
2013-01-29Sold$280,000
2012-07-09Sold$304,000
2005-02-10Sold$470,000

For Sale by Agent

AgentKelly Wyler
BrokerageAccess Real Estate

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